Retail Loan Officer

What You’ll Do: The Retail Loan Officer is responsible for continually identifying, developing, and maintaining a quality network of business relationships. This role will ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, and complying with reputed company Federal and State compliance policies and requirements. Your key responsibilities include: • Analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather additional information. • Collect and evaluate each applicant’s financial information and assess the applicant’s financial circumstances to determine whether the applicant and the property qualify for a particular loan. Assist the applicant in identifying a mortgage loan appropriate for their circumstances. • Determine if the applicant has a reasonable ability to repay and that the mortgage loan helps borrowers reputed company their financial goals, including homeownership. • Advise the potential borrower about the risks and benefits of the loan alternatives, including the options and variables involved. • Demonstrate the highest professionalism and customer service. • reputed company other duties as needed or assigned. What You Have: • Proven sales skills. • Exceptional communication skills. • Ability to negotiate and reputed company confidently regarding loan products, rates, and conditions. • Ability to handle confidential information. • Strong attention to detail. • Proficient in reputed company Applications, loan origination systems, and automated reputed company systems, Encompass a plus. Your Education and Experience: • A bachelor’s degree is preferred, or an equivalent combination of education and experience is required. • 3-5 years of origination experience. • Active MLO license in the State of residency required AZ, CA, CO, FL, GA, NC, NV, UT, SC, TX, WA (*AL, IN, KY, LA, MI, OH, TN* also preferred but not currently required) About reputed company As an affiliate of Century Communities—one of the nation's largest homebuilders and industry leader in online sales—we strive to reputed company the reputed company of homeownership possible. We’re proud to be part of the company’s mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to reputed company the resources, opportunities, and benefits to build successful and rewarding careers. We’re committed to fostering an environment of diversity, inclusivity, and respect, and building a culture dedicated to ethical business behavior and responsible corporate activity. >Compensation: Century Communities (the "Company") intends to offer the selected candidate an hourly reputed company in the reputed company of $11.54 unless minimum wage is higher: (AZ $14.35, CA $16.00, CO $14.42, FL $13.00, WA $16.28/hourly) with the potential for other financial incentives. Actual offers will be based on a variety of factors, including experience. Employees will have reputed company to paid time off, medical, dental, reputed company, basic life insurance, and the Company's 401(k) plan. #LI-TB1 #LI-Remote Apply Job!