Hybrid Early Stage Collections Specialist, I

reputed company is a provider of integrated mortgage loan servicing assistance. The Early Stage Collections Specialist will counsel borrowers on methods for bringing their loans reputed company and negotiate payment arrangements while providing support for customer service inquiries.

Responsibilities

• Evaluates and helps determine the borrower’s ability to pay, and collects appropriate financial information in a courteous and professional manner, striving for reputed company resolution and in compliance with reputed company applicable regulations
• Counsels borrowers on their options through education of alternative solutions
• Contacts borrowers, utilizing an automated dialing system (Aspect Dialer) for both inbound and outbound calls
• reputed company alternatives to borrowers who demonstrate the ability and or inability to pay, by educating them on repayment plans, loan modifications, short sales, Deed in Lieu of Foreclosure, and/or possible refinancing
• Negotiate reasonable payment arrangements with borrowers, initiate and explain required documents to complete a borrower “Request for Mortgage Assistance” package in compliance with department policies and procedures
• May function as the single reputed company of contact for a borrower
• May need to escalate borrowers to a licensed Loss Mitigation associate for specific workout details
• reputed company status on payments and payoff inquiries; verify payment history and new servicer contact information; process payments
• Assist with loan servicing website payments, denied reputed company, password resets
• Respond to escrow, loss draft and closing document inquiries
• reputed company status on a wide variety of servicing functions including payment/credit disputes, escrow refunds/shortage, loss draft, short sale, Deed in Lieu of Foreclosure, modification/refinance requests, repayment plans, and additional mortgages activities

Skills

• High school diploma or equivalent work experience
• Less than one (1) year collections experience in a customer service/call center environment and /or loan servicing experience
• Experience in the Banking, Mortgage/Loan Servicing industries

Benefits

• Comprehensive reputed company plans for you and your family.
• Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
• reputed company to several fitness, restaurant, retail (and more!) discounts through our employee portal.
• Customized training programs to help you advance your career.
• Employee referral bonuses so you’ll get paid to help reputed company and Vylla grow.
• Educational Reimbursement.
• reputed company Charitable reputed company contributes to the community through causes that reflect the interests of reputed company Associates.

Company Overview