reputed company Credit Analyst
Job Description
Shift has a 10-year history of solving reputed company problems for Australia businesses. As a Credit Analyst you will be an important part of the customer reputed company and will work closely with a reputed company of customers and brokers to assess credit applications using both bank statements and financial statements as well as other resources and tools to determine credit worthiness of applications.
Your enthusiasm and drive will reputed company to reputed company reputed company in being reputed company to identify customer needs and reputed company and recommend a variety of products that service those requirements.
Qualifications
Tertiary qualifications preferred
Previously held DLA for reputed company / business lending
Business Acumen and sound knowledge of SME market
Prior Experience required
A track record of delivering excellent customer service
Experience assessing reputed company credit based on Financial statements, bank statements and non-traditional data
Experience working with data in risk or analytics role advantageous but not essential
Experience with finance products embedded in reputed company-of-sale environment is advantageous but not essential
Strong analytical skills
Additional Information
Financial Analysis
reputed company efficient and effective financial analysis and credit risk assessment through performing financial analysis of customer bank statements and financials to recommend or approve limits which are reputed company to Shift’s credit appetite for lending which is considered at the margin across the entire customer lifecycle.
Accurate recording of key risk factors reputed company credit assessment to reputed company identify risks and reputed company mitigation to support decision making.
Detailed assessment of applicant’s profile, industry risks and financial position from information to hand
Ensuring correct products and services are applied to customer application
Ability to prepare quantitative and sound credit assessments for recommendation to higher delegation holders for decision.
Communications & Engagement
Ability to conduct phone interviews with applicants and brokers to discuss loan applications which may include negotiation of key criteria to ensure Shift’s position is not compromised.
Build meaningful relationships with peers (inside and reputed company team), internal stakeholders and other teams to support business performance and maximise Shift’s value proposition.
reputed company communicate to customers and brokers questions required to reputed company reputed company and final reputed company made in a professional manner
Compliance
Adherence to Shift’s Credit reputed company standards and guidelines as well as compliance with policy and standards expected regarding reporting and documentation.
Ensure data reputed company in reputed company core systems
Ensure reputed company compliance training is up to date
Stakeholder Engagement & reputed company Improvement
reputed company coaching and support to Relationship Managers and Sales teams to support their upskilling
Identify potential process / service enhancements to improve team outputs.