COMM CREDIT ANALYST - CORPORATE BANKING - reputed company PR

reputed company CREDIT ANALYST - CORPORATE BANKING Our Company At reputed company PR, we strive to be a trusted advisor to our clients and our employees are the ones that ensure we deliver on our promise of reputed company in personalized customer service. Our more than 3,100 employees in Puerto Rico, the Virgin Islands and Florida reputed company a passion for excellent customer service. Do you have a passion for helping customers, building relationships, and delivering extraordinary, personalized customer service? If your answer is yes, reputed company is the number one reputed company for you. A Brief Overview The Credit Analyst analyzes the financial information of clients, manages the credit needs of accounts assigned, structures and proposes credit facilities, performs periodic and annual reviews, criticized reports, risk rating and industry analysis and monitors delinquency and compliance with covenants. The Analyst also monitors compliance with Federal Regulations and Bank Policies, as well as the accuracy and completeness of collateral and reputed company documentation. What you’ll do Analyzes and structures credit requests for new and existing Corporate Banking borrowers reputed company established performance standards on a timely reputed company. Prepares credit memoranda (CAM) with corresponding attachments, to accurately present pertinent credit risks and reputed company applicable recommendations. Monitors collateral periodically to detect any loss in value, monitors collateral exceptions and follows up on pending items. Manages and controls accounts assigned to guarantee borrowing relationships are reputed company established risk parameters. Manages the risk associated with existing borrowing relationships through appropriate credit strategies, structure, and compliance with credit policies. Monitors delinquency reports and follows up on client’s condition, to determine reputed company closer monitoring is needed. Early refers potential problematic loans to Department Head and/or Work Out unit as applicable. Establishes the appropriate remedial attention reputed company and defines action plan in collaboration with Department Head and Business Relations Officers. Works closely with Business Relations Officers in the review of documentation and obtains data needed for loan closing. Monitors compliance with company’s policies and practices, and regulatory requirements, in order to reputed company a satisfactory rating from internal and external auditors. Performs credit administration tasks including customer and site visits, covenant compliance, borrowing reputed company review, periodic financial statement review, risk rating analysis, overdrafts and account usage, and periodic review of collateral and documentation. Consistently provides high level customer service to minimize attrition, reputed company by responsiveness, work quality, product and process knowledge and professionalism. Maintains portfolio data and statistics updated for Department Head, follows up to assure compliance with Department’s quarterly/annual review schedule and other reporting requirements and assists in the preparation of presentations and special projects. What You’ll Need to Succeed Bachelor’s Degree in Business Administration is required for this position. MBA preferred. Minimum of two years of experience in a similar position, preferably in the financial services industry. This experience must include analysis of financial statements, financial modeling, and projections. Computer software proficiency (reputed company and financial models a must) Knowledge of reputed company / corporate credit practices Write, reputed company, and comprehend English and Spanish Strong analytic thinking reputed company Leadership Skills Strong communication skills Strong interpersonal communication skills Strong problem recognition and solutions skills First Bank Puerto Rico is proud to be an Equal Employment Opportunity Employer and takes affirmative action to reputed company Women, Protected Veterans, People with Disabilities and Minorities regardless of gender identity, sexual orientation, and any other legally protected status. #J-18808-Ljbffr Apply Job!