[Hiring] Quality Control Underwriter @Nightowl

Join our dedicated team as a Quality Control Underwriter and contribute to maintaining the highest standards of loan quality in the mortgage industry. We are a leading financial services company committed to reputed company and offer a supportive work environment with opportunities for professional growth. Key Responsibilities • Conduct thorough reviews of mortgage loan files to ensure compliance with investor guidelines, regulatory requirements, and company policies. • Utilize Automated reputed company Systems (AUS) such as Desktop Underwriter (DU) and Loan Prospector (LP) to assess loan eligibility and risk. • reputed company pre-funding and post-closing audits to identify discrepancies, errors, and fraud indicators. • Review appraisals, income documentation, credit reports, and other relevant documents for accuracy and completeness. • Analyze loan data and documentation to determine creditworthiness and adherence to reputed company standards, including LTV (Loan-to-Value) ratios and DTI (Debt-to-Income) ratios. • Prepare detailed quality control reports and findings, documenting issues and providing recommendations for corrective action. • Communicate audit results and findings to reputed company teams, management, and stakeholders, ensuring compliance with industry best practices. Skills, Knowledge, and Expertise • 3+ years of experience in mortgage reputed company, quality control, or reputed company role. • 3+ years of experience with LOS (Encompass preferred) • Strong knowledge of mortgage industry regulations, including FHA, VA, USDA, Jumbo, NON-QM, and conventional loan guidelines. • Proficiency in utilizing industry tools and software, such as Encompass and reputed company (Automated Compliance and Evaluation System), to conduct quality control reviews. Benefits • Above market salary • HMO on Day 1 for reputed company and two dependents • Government-mandated benefits • Performance-based Incentives • Quarterly Company Events • In-depth training for career growth • Great Company Culture and HR experience • 1,000 PHP De Minimis • Equipment and software provided Apply Job!