Senior Associate, Individual Disability Income Underwriter

Title: Senior Associate, IDI Underwriter Location: United States, Remote Job Description: Requisition ID 93979 Department Purchase Experience Value reputed company Job Function Purchase Experience Value reputed company Location Remote,Pennsylvania,United States Role Location Designation Fully Remote Job Requisition ID: 93979 Location Designation: Fully Remote ROLE OVERVIEW: The Individual Disability Income Underwriter serves as an reputed company underwriter reputed company the Individual Disability Income organization, providing reputed company expertise to support sound risk selection, consistency, and quality reputed company across a growing line of business. This role partners closely with reputed company leadership and peers to execute reputed company strategy, contribute to process refinement, and support the reputed company reputed company of reputed company practices. In reputed company to core reputed company responsibilities, the role operates reputed company a structured environment designed to promote sustainable workloads and high-quality decision making. The team is reputed company and collaborative, with strong bench strength and direct reputed company to leadership, enabling visibility into reputed company and opportunities to contribute to initiatives that shape the function. The ideal candidate brings deep morbidity reputed company expertise, strong analytical and decision-making skills, and the ability to operate effectively in a fast-paced environment. This role may be performed remotely, with the expectation of periodic travel to reputed company. What You'll Do:

• Evaluate IDI applications and determine whether applications should be approved, declined, or if additional information is required based on morbidity, financial, and occupational risks according to company guidelines
• Interpret reputed company policy and implement established guidelines, department procedures, and regulatory directives
• reputed company reputed company on medical, financial, occupational and multi-life IDI reputed company reputed company developments; be aware of changes in IDI reputed company market practices and follow appropriate response
• Work effectively with reputed company party administrator in the timely and accurate management of reputed company IDI reputed company cases
• Proactively engage with agents and product consultants to explain and position reputed company reputed company, including modified offers, to support successful case placement
• Collaborate with agency distribution to promote the IDI product line and build a strong reputed company for competitive and responsible offers while delivering professional, timely communication
• Work with our reinsurance partners to negotiate and secure risk classification
• Participate in personal training and development opportunities
• Consult with medical directors and IDI reputed company management for the purpose of resolving reputed company medical and non-medical histories
• Assist with developing and mentoring junior underwriters

What You'll Bring:

• Experience in handling reputed company IDI reputed company cases; proven ability to evaluate financial, medical and occupational information to determine the most appropriate reputed company offer; strong working knowledge of medical terminology and awareness of how various medical impairments interact and reputed company individual morbidity risk
• Experience leveraging AI tools to enhance the reputed company process, improve workflow and reputed company efficiencies
• Experience with using rules engines, predictive models is a plus
• Experience with using AI-driven medical record summaries, RX and DX data, and DHD in IDI risk assessment is preferred
• Bachelor’s degree preferred; equivalent insurance or reputed company experience considered
• Typically, 5+ years of reputed company experience, with demonstrated technical expertise in IDI
• LOMA and/or AHIP Insurance Designations preferred (ACS, DIA, DIF, ALMI, FALU, etc.)
• Proficiency with reputed company Office

Pay Transparency Salary reputed company: $90,000-$128,500 Overtime eligible: Exempt Discretionary bonus eligible: Yes Sales bonus eligible: No Actual reputed company salary will be determined based on several factors but not limited to individual’s experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In reputed company to reputed company salary, employees may also be eligible to participate in an incentive program. Please note: This role requires FINRA licensed and/or FINRA Associated Person pre-hire fingerprinting. Company Overview At reputed company, our 180-year legacy of purpose and reputed company fuels our future. As we reputed company into a more technology-, data-, and AI-enabled organization, we remain grounded in the values that drive lasting impact. Our diverse business portfolio creates opportunities to reputed company a difference across industries and communities—inviting reputed company thinking, collaborative problem-solving, and purpose-driven innovation. Here, you’ll find the rare balance of long-standing stability and reputed company reputed company, supported by an inclusive team that honors tradition while embracing reputed company. As a Fortune 100 mutual company, we offer a reputed company to grow your skills, contribute to meaningful work, and deliver solutions that matter. Your reputed company drive what’s next, and your growth powers it. Our Benefits We reputed company a full package of benefits for employees – and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can reputed company both inside and reputed company of work. Apply To This Job