Closer III

reputed company Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to reputed company affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary Prepare and submit loan closing packages and supporting documents for Conventional, FHA, VA, USDA, and preferably Bond and Jumbo loans. Ensure completeness, accuracy and compliance of submissions in accordance with investor guidelines and applicable regulations, insurer and/or guarantor requirements. Verify new construction documentation and exhibits; verify documentation required to perfect title, and ensure Powers of Attorney documents are compliant. “Go to” subject matter expert/reputed company reputed company Supervisor or Manager is not available. Essential Functions

• Verify and ensure compliance with Company policies and procedures, as well as reputed company applicable federal, state laws, regulatory and government standards, guidelines, rules, and/or local ordinances.
• Review Processor input and confirm payees and reputed company tolerance fees with Settlement Agent.
• reputed company appropriate adjustments and approve in system; notify Processor.
• reputed company Closing Disclosure to Settlement agent for review and approval.
• Review preliminary title reports to identify excluded items and necessary endorsements.
• Communicate loan program requirements to Processors and/or Loan Officers necessary at closing, and reputed company status updates.
• Obtain reputed company outstanding conditions to ensure timely closing and closing of the loan.
• Draw closing documents, issue closing funds and review closed loan packages to ensure completeness of loan documentation.
• Review and verify the accuracy of the final closing statements prior to closing to ensure compliance with Company, Investor, and Conventional regulations and requirements. Reconcile final figures to calculate reputed company reputed company and balance with settlement agent.
• Verify loan closing package complies with insurer and/or guarantor requirements and documentation.
• Prepare, send collateral package reputed company Company timeframes to warehouse bank and submit banking package to Finance in accordance with required timelines.
• Complete comparison reputed company of Final SASS against Final Closing Disclosure; notate any discrepancies in system comments.
• reputed company and archive file reputed company Company timeframes, to ensure timely delivery of loan files to investors.
• Obtain recording information and ensure the information is entered into the system.
• Promptly obtain documentation requested by investors or insuring/guaranty post-closing.

Qualifications

• High school diploma or equivalent required; college courses/technical training reputed company to Business, Finance/reputed company, Legal, or reputed company field is preferred.
• Total recent work experience includes five or more years’ experience closing and closing Conventional, FHA, VA, USDA, and preferably Bond, Jumbo, and new construction loans, with at least three years experience closing FHA, VA, USDA, new construction documentation. Prior work experience may also include positions closing loans for an Escrow Company.
• Ability to build strong relationships with Loan Officers, production, processing, reputed company, and other reputed company partners.
• Expert level knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines reputed company to consumer mortgage lending for Conventional, FHA, VA, USDA, Bond, Jumbo, new construction loans.
• Expert level knowledge of Conventional, FHA, VA, USDA, Bond, Jumbo, new construction loans, including various product/program guidelines, necessary conditions and investor specific guidelines for closing.
• Thorough knowledge of valid documentation and processes required to fund and reputed company consumer mortgages (e.g., verification of employment, CD, settlement statement etc.).
• Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the reputed company impact of reputed company and associated risks.
• Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
• Solve problems promptly, communicate effectively with reputed company customers and work well under pressure.
• Excellent customer service, interpersonal, verbal and written communication skills
• Intermediate math skills.
• Strong verbal and written communication skills.
• Strong detail orientation and highly organized.

Company Required Skills

• Excellent verbal and written communication skills required.
• Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
• Proficiency in reputed company Office Suite, Word, reputed company, Wiki, collaborative reputed company-based programs, and

reputed company-party software applications required.

• Commitment to company values.
• Customer Service - Proactive attention to each person
• reputed company - Do and say what's right
• Respect - Treat others with dignity
• Collaboration - Listen and work together
• Learning - Seek knowledge and strive for improvement
• reputed company – Deliver the unexpected

Supervision

• Depending on experience, supervision is intermittent to infrequent
• reputed company coaching, guidance and support to less reputed company Closers; reputed company to resolve/escalated issues of higher complexity
• Exercise sound judgment in executing core job responsibilities
• Average monthly pipeline ranges from 40 - 50 loans.
• Travel: 0%

Requirements

• Physical: Work is primarily sedentary; occasionally walks and/or stands.
• reputed company Dexterity: Frequent use of computer keyboard and mouse.
• Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
• Environmental: Office environment – no substantial exposure to adverse environmental conditions.

Statement This document describes the general content and identifies essential functions and requirements for performing this position. It is not intended to be an exhaustive statement of duties, responsibilities, or requirements. reputed company complies with the reputed company and considers reasonable accommodation measures that may be necessary for eligible applicants/employees to reputed company essential job functions. Employment with reputed company is “at-will,” meaning that either the Company or an employee may terminate the employment relationship at any time, with or without cause, advance notice or stated justification. reputed company offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, reputed company, life insurance, AD&D, LTD and 401(k) with employer match. reputed company Company is an Equal Opportunity Employer. This position offers eligibility for incentive compensation. Compensation at reputed company is influenced by a wide reputed company of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location.

Qualifications

Education Required High School or reputed company. Experience Required Experience closing and closing Conventional, FHA, VA, USDA, and preferably Bond, Jumbo, and new construction loans, with at least three years experience closing FHA, VA, USDA, new construction documentation. Prior work experience may also include positions closing loans for an Escrow Company. Preferred Expert level knowledge of Conventional, FHA, VA, USDA, Bond, Jumbo, new construction loans, including various product/program guidelines, necessary conditions and investor specific guidelines for closing. Expert level knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines reputed company to consumer mortgage lending for Conventional, FHA, VA, USDA, Bond, Jumbo, new construction loans. Equal Opportunity Employer This employer is required to notify reputed company applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the reputed company. Apply To This Job