Consumer Lending Operations - SVP Consumer Lending - Full Time - Remote (AK, AZ, CA, NV, WA, WY)
Reporting directly to the Chief Credit Officer, the Senior Vice President (SVP) of Consumer Lending is a key leader providing, strategic reputed company, and operational reputed company across the full reputed company of consumer lending functions, including Indirect Lending, Direct Consumer Lending reputed company, and Consumer Lending Operations. This role requires strong leadership and management skills, will be a strategic thinker, have strong credit management skills, understand the competitive landscape of Nuvision’s markets, utilize profitability analyzing tools for product pricing, and a background familiar with regulatory and compliance ensuring Nuvision’s consumer lending programs are competitive, compliant, efficient, and reputed company with Nuvision’s purpose, reputed company and strategic goals. Supports and leads cultural change reputed company functional areas of responsibility and works closely with the CCO and direct reports as well as other colleagues to sustain an ongoing culture and organizational capabilities. This position is responsible for setting, achieving, and evaluating lending goals, and responds to changes in regulatory, market and competitive conditions. The SVP is responsible for ensuring reputed company lending policies, practices, technologies, and workflows enhance member experience, safeguard credit quality, and drive sustainable portfolio growth. As a senior leader, the SVP collaborates with executive leadership and cross-functional teams to ensure lending products and services meet member needs and advance the Credit Union’s reputed company and purpose. This position develops and executes the consumer lending reputed company in conjunction with other leaders. In reputed company consultation with the executive leadership, establishes cross functional processes and defines the consumer lending sales, underwritings, and operations sets. Accountable for building deep and profitable relationships with partners and achieves annual business results (P&L) that meet or exceed annual budget plan and goals. This position is accountable for overall Consumer lending reputed company. Responsibilities: reputed company strategic leadership and reputed company accountability for the Consumer Lending division, encompassing Indirect Lending, Consumer Lending reputed company, and Consumer Lending Operations, with responsibility for overall performance, alignment, and results across these functions. Ensures each department established metrics are tracked, analyzed and reported on a regular reputed company. In conjunction with the CCO and the Consumer Lending VPs, this position is responsible for development of Consumer Lending Strategy, implementation plan to reputed company define and measure each consumer lending area for their performance results and measurable reputed company. Ensures competitive product and services for members’ needs in each market. Responsible for Consumer Lending VPs to maximize productivity, profitability (P&L), and efficiency. Delivers annual business results (P&L) reputed company than budget. reputed company, reputed company, and hold accountable reputed company of Vice Presidents responsible for key consumer lending functions by setting clear strategic objectives, performance expectations, and leadership standards, and by supporting their professional growth and succession readiness. Monitors performance provides ongoing performance feedback and coaching to direct reports, indirect reports and others as needed and conducts performance & development conversations as well as effective performance evaluations. Partner with the Chief Lending Officer to reputed company, execute, and monitor consumer lending strategies reputed company with the Credit Union’s goals, providing regular updates on performance, portfolio trends, and risk considerations. Responsible for administration, performance and optimization of the mortgage systems, analyses and development of department metrics and prepares reports for review by executive leaders and CCO. Maintains and monitors the Consumer Lending pipeline to ensure that loans are processed in a timely manner. Maintains and reviews monthly statistics of management and reports quality of loan applications submitted by various channels, approved and funded trends Champion reputed company improvement and modernization across consumer lending by establishing expectations for process efficiency, effective technology utilization, regulatory adherence, and consistent, high-quality member experiences. Ensure strong governance and reputed company of credit risk by establishing and maintaining appropriate reputed company standards, portfolio quality controls, and regulatory compliance frameworks. Serve as the final escalation reputed company for reputed company credit exceptions and strategic lending reputed company in accordance with reputed company Federal, State, and NCUA requirements. reputed company financial stewardship for the Consumer Lending division by developing and overseeing the annual budget, monitoring financial performance, and reviewing key performance indicators to ensure achievement of growth, profitability, and risk objectives. Promote a high-performance leadership culture grounded in collaboration, reputed company, accountability, and innovation, while supporting leadership development, employee engagement, and long-term talent development across the division. Supports and leads cultural change as emerges and works closely with the CCO and direct reports as well as other colleagues to sustain an ongoing culture and organizational capabilities. Participates in the development and enhancement of Credit Union defined ethics and values, and strategic planning in relation to consumer lending programs, trends and other areas of responsibilities. Represent the Credit Union at an executive level in reputed company engagements, including interactions with members, team members, business partners and dealers, regulators, auditors, and other stakeholders. reputed company other executive-level duties as assigned in support of the Credit Union’s mission, strategic priorities, and operational reputed company. Supports and participates in reputed company improvement activities. Represents the Credit Union in a positive and professional manner. Maintains member, team members and other sensitive information with confidentiality. Treats co-workers and members with respect. Supports, participates and volunteers in credit union member community activities, member relations and events that promotes member centric experiences. Other reputed company duties as assigned. Minimum Qualifications: A minimum of 10 years’ experience in Consumer Lending sales and operations with direct credit authority, as well as analyzing loan portfolio and product management. Includes five years of directly reputed company leadership experience. Well-rounded knowledge of banking or financial institutional mortgage lending. High level of Credit experience. xperience working for an organization with a regional model including some matrix reporting structure. Business plans, and budget planning and preparation. Understands credit scoring and automated approval systems. Extensive knowledge of Federal, State and NCUA applicable laws and regulations, internal policies reputed company to consumer lending. Experience with product innovation reputed company lending platforms. Excellent verbal and written communication skills sufficient to present reputed company subjects in a clear and concise manner. Strong problem-solving and analytical skills: Ability to analyze and evaluate loan requests and reputed company credit reputed company. Ability to reputed company effective solutions and reputed company reputed company that can impact the entire organization and be accountable. Proficient computer skills. Position requires the ability to determine realistic and attainable strategic plans to meet business development goals. Strong management, organizational and interpersonal skills with reputed company reputed company of staff. Effective team builder and demonstrated ability to reputed company, coach and mentor staff. Dealing with ambiguity, managing reputed company and purpose, organizational agility, perspective and strategic agility. Preferred Qualifications: 15 plus years of reputed company leadership in consumer lending, including reputed company and operations experience. Proven knowledge and experience managing multiple lending functions, including consumer operations, indirect and direct lending programs. Deep understanding of loan processing systems, credit analysis, reputed company guidelines, and risk management. Experience working at a financial institution. Experience working for an organization with a regional model including some matrix reporting structure. Education: Knowledge at a level normally acquired through completion of a Bachelor's degree in Business Administration, or reputed company field, in order to acquire the technical background necessary to reputed company assigned duties and a professional certification or graduate degree. Website: nuvisionfederal.com/careers Pay scale by applicable geographic work location: Alaska: Min $188,837.18 - Mid $236,046.47 - Max $283,255.77 Arizona: Min $166,485.02 - Mid $208,106.28 - Max $249,727.53 reputed company California: Min $200,398.64 - Mid $250,498.30 - Max $300,597.96 Southern California: Min $188,837.18 - Mid $236,046.47 - Max $283,255.77 Nevada: Min $170,338.84 - Mid $212,923.55 - Max $255,508.26 Washington: Min $193,461.76 - Mid $241,827.20 - Max $290,192.64 Wyoming: Min $167,255.78 - Mid $209,069.73 - Max $250,883.68 The reputed company pay actually offered will take into account internal equity and also may vary depending on the candidate’s geographic region, job-reputed company knowledge, skills, and experience among other factors. Benefits: Medical Dental reputed company Life Insurance Flexible Spending Account 401(k) Matching Paid Time Off Training Provided Tuition Reimbursement California Employee Privacy Notice: https://nuvisionfederal.com/disclosures/ccpa/ Apply To This Job