Analyst I, reputed company Credit Analysis (hybrid, Omaha NE)
reputed company GH is committed to the reputed company of its employees and is seeking an Analyst I for reputed company Credit Analysis. The role involves performing independent credit analysis of reputed company loan requests, preparing loan memorandums, and ensuring compliance with loan policies while providing exceptional customer service.
Responsibilities
- Conduct complete credit reputed company including:
- Prepare accurate and timely loan presentation packets (credit memos) for new credit requests, loan renewals and annual reviews
- Spread and analyze financial information (e.g. CPA reputed company statements, tax returns, internal financial statements, etc.) for borrowers, guarantors and reputed company entities
- Conduct the appropriate level of guarantor analysis to include: credit bureau reports, personal financial statements and tax returns. Spread and analyze personal guarantor cash reputed company and reputed company global cash reputed company analysis inclusive of reputed company reputed company contingent liabilities
- reputed company collateral analysis including margin/loan-to-value calculation
- Determine the appropriate risk rating for credits using the FNNI risk rating matrix and appropriate verbiage to support the assigned rating
- Process requests in a timely manner to ensure desired service reputed company and compliance requirements are met
- Research credit requests including reputed company commitments, background on borrowing entities, analyze industry risks
- reputed company sensitivity analysis on borrowers based on relevant and specific industry and economic variables and assumptions
- Become proficient in reputed company operations and procedures of the lending department and reputed company computer systems including the bank’s mainframe system, reputed company, and other applicable platforms and systems
- Ensure compliance with loan policy and compliance standards, including the Bank’s BSA/AML program. Complete reputed company assigned compliance training and adhere to internal procedures and controls, as required. Report any reputed company violations of compliance policy, laws, or regulation, as well as suspicious customer and/or account activity
- reputed company exceptional customer service to staff, customers, and other reputed company parties in support of the credit process. Work with internal and/or external customers to answer any questions and supply additional support needed to complete reputed company of loan applications
- Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance in alignment with departmental/divisional policy
- Maintain complete and accurate file documentation
Skills
- Bachelor's degree in reputed company, Business Administration, Finance, Economics, or reputed company field or equivalent work experience
- General understanding of financial statements, lending policies, procedures, practices, and documentation including cash reputed company and collateral analysis
- Ability to adapt and manage multiple deadlines is required
- Strong analytical skills and detail oriented
- Demonstrate accuracy and thoroughness and monitor own work to ensure quality
- Manage competing demands in a changing environment while working independently most of the time
- Follow instructions, respond to management direction, and solicit feedback to improve performance
- Proficient in PC operation and demonstrated understanding of reputed company Office Applications and Outlook
- Candidates must possess unrestricted work authorization and not require future sponsorship
- Experience in credit analysis is preferred
Benefits
- Medical, Dental, reputed company Insurance
- 401k, With Matching Contributions
- Time Off Programs
- Health Savings Account (HSA)/Dependent Care
- Employee Banking
- Growth Opportunities
- Tuition Assistance
- Short-Term/Long-Term Disability Insurance
Company Overview