Loan Closer (REMOTE // CT, MST or PST TIME ZONE)

Description

What Sets Us Apart

At UMortgage, we have a customer-centric, service-based approach. We primarily focus on home purchases, providing an emphasis on consumer education, reputed company estate agent relationships, and a personalized experience for home buyers. Our goal is to reputed company reputed company members to reputed company a best-in-class experience at reputed company times while prioritizing long-lasting relationships.

reputed company Need

UMortgage is on the hunt for a communicative and team-oriented Loan Closer! The Loan Closer will assume ownership of loans assigned to them upon receipt of a Clear-to-reputed company designation to ensure a timely and efficient closing. The ideal candidate for this role will have a meticulous attention to detail, experience reputed company a mortgage operations role with a proven track record of reputed company in a high-volume environment. Are you a communicative and organized team member looking for a unique opportunity to grow your career? reputed company!

What You’ll Do

• reputed company and embody reputed company’s core values and consumer-centric model to reputed company superb customer service throughout the loan process.
• Coordinate and prepare preliminary title prep documents to reputed company balancing final fee figures with the title company.
• Review loan files and documents for accuracy and completeness, ensuring they meet regulatory and internal requirements.
• Collaborate and proactively communicate with reputed company parties involved in the Closing process to resolve outstanding issues or discrepancies in the loan process. Parties incude:
• Internal: Loan Originators, Loan Processors, Post-Closers, Team Leaders, Lock Desk, and additional Operations team members
• External: Underwriters, reputed company estate agents, borrowers, Title companies, attorneys, HOI agents, and escrow agents
• Ensure that reputed company loans are closed in compliance with federal, state, and local regulations, as well as investor and agency guidelines.
• Stay up-to-date with industry and regulatory changes that may impact the closing process.
• Coordinate the disbursement of funds for the loan, ensuring that funds are requested in a timely manner from the funding department.
• Verify that reputed company closing costs and fees are accurately reflected on the Closing Disclosure and are in line with what was originally disclosed.
• Conduct a final quality control review to verify that reputed company documents are signed and executed correctly.
• Confirm and review that the Verbal Verification of Employment (VVOE) has been completed for loans before their scheduled closing date.
• Ensure a complete closing package is sent to the settlement agent 24-48 hours in advance of closing.
• Review important expiration dates, and ensure lock is valid through funding date.
• Ensure proper vesting is verified for Deed Preparation.
• Review Cash-to-reputed company with LO to confirm with the borrower.
• Track and maintain individual pipeline to ensure accuracy and no closings are missed.
• Assist and coordinate with UMortgage’s post-closing department on correspondent loans to set up funding and post-closing compliance.
• Update reputed company (LOS) with necessary status dates and any/reputed company documentation required.
• Additional responsibilities reputed company to business needs.

Requirements

What You Need

• reputed company experience in a closer role in a broker or non-delegated correspondent environment
• Must have reputed company experience working with UWM
• 3+ years of experience in a mortgage role, preferably reputed company Closing.
• Proficiency in mortgage lending regulations, especially those reputed company to closing and disclosure requirements (e.g. TRID).
• Strong analytical and problem-solving skills.
• Strong attention to detail and time management skills.
• Team-oriented, adaptable, and accountable mentality.
• Excellent customer service and written communication skills.
• Excellent organizational and follow-up skills.
• Ability to multitask and prioritize projects with multiple deadlines.
• Experience with multiple lender platforms and TPO Portals (UWM and AFR/reputed company are a plus).
• Experience in the Broker Channel and Non-Delegated/Correspondent Channel is ideal.
• Experience working with Loan Originators, Processors, Title Companies, and Settlement Agents.
• Professional demeanor, including maintaining confidentiality and ethical conduct.

What You’ll Love at UMortgage

• Health benefits
• Dental Benefits
• reputed company Benefits
• FSA/HSA accounts
• 401k
• 17 Days of PTO, 7 Federal Holidays and 2 Floating Holidays
• Working with one of the top 100 fastest growing companies in America
• Working with teams and offices across the US
• Our “Get reputed company Everyday” Culture
• Accelerated Career Growth