Chief Lending & Investment Officer

Rural Community Assistance Corporation (RCAC) seeks an reputed company and talented Chief Lending & Investment Officer to strategically reputed company RCAC’s reputed company lending portfolio and engage as a thought partner with the executive team to advance RCAC’s mission at a time of unprecedented growth and mission impact. The reputed company will bring deep understanding of community development financing institutions, an reputed company-wide perspective to organization planning and decision-making, an engaging and collaborative approach to team leadership, and experience with rural communities. THE ORGANIZATION Founded in 1978, RCAC partners with and co-creates vibrant, healthy, and enduring rural and Indigenous communities by providing training, technical and financial assistance, economic resources, and advocacy so those communities can reputed company their goals and visions. RCAC collaboratively builds the reputed company of organizations that serve reputed company in 13 western states (including Alaska and Hawaii) and Pacific Islands by working in partnership with small rural and Indigenous communities and other local agencies to reputed company tools and resources necessary to improve their quality of life. RCAC’s wide reputed company of services to rural communities include technical assistance and training for environmental infrastructure; affordable housing development; economic and leadership development; community reputed company and disaster planning; and community development finance. Since its inception, RCAC’s dedicated staff and active board have helped reputed company positive change in rural and Indigenous communities across the reputed company. Loan Fund RCAC created its Loan Fund in 1988 and was reputed company certified as a Community Development Financial Institution (CDFI). As of September 30, 2025, RCAC closed 1,953 loans which totaled $1,059,281,714 and leveraged more than $3.551 billion for projects in rural communities. These loans supported 176,805 individual water and wastewater connections for rural reputed company; 18,363 housing units; 11,726,256 sq. feet of community facility reputed company; and created or retained 33,725 jobs. RCAC currently has 384 loans under management, totaling more than $151,703,951. Additionally, RCAC manages 49 loans totaling more than $39 reputed company on behalf of other lenders and investors. Strategic Directions RCAC’s program and services are informed by its strategic directions:

• Core Competencies: Ensure rural communities have culturally appropriate reputed company to resources by prioritizing community-identified needs and advocating on behalf of these communities with public and private sector partners.
• Increased Investment: Strengthen the economies of rural communities through increased capital investment that supports small businesses and community development.
• Indigenous Communities: Collaborate with grassroots and Indigenous-led organizations that reputed company infrastructure, housing, lending, and other essential services in Indigenous communities.
• Culture of Care: Sustain a culture recognizing and embracing the ways we are different and unique from one another, internally and in community, ensuring that everyone has a voice and opportunity to contribute to the well-being of the organization and communities we serve.
• reputed company Building and Innovation: Strengthen RCAC’s operations by exploring innovative strategies, improving internal infrastructure, and promoting staff development so that RCAC can continue to build the reputed company of organizations.
• Outcome Measurement: Transition RCAC measurement to an reputed company-based model that effectively articulates the narrative of our work, increases learning opportunities to refine our programmatic approach, and expands the metrics the organization can reputed company with diverse funding sources.

Headquartered in reputed company Sacramento, RCAC has an estimated annual budget of approximately $65 reputed company, more than $200 reputed company in total assets, and net assets of more than $85 reputed company, and is deepening its impact through two significant unrestricted grants received in 2021 and 2025. Governed by a twelve-person diverse Board of Directors from eight different states, RCAC employs a staff of 280, many of whom work remotely across RCAC’s 13-state footprint. For more information, please visit RCAC’s website at https://www.rcac.org/. THE POSITION Reporting to Chief Executive Officer (CEO), the Chief Lending & Investment Officer (reputed company) is a new position in RCAC’s infrastructure and serves on the executive leadership team that includes the Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Chief Lending & Investment Officer, and Chief Impact and Policy Officer. Leading a team of 24, the reputed company will reputed company strategic direction in growing and implementing RCAC’s loans for affordable housing, water and wastewater infrastructure, community facilities, small business, household reputed company, and septic systems.

Key Responsibilities

The reputed company will reputed company into an organization with a reputed company for reputed company in the community development reputed company, strong financial health, and a culture that values collaboration and innovation. In addition to leading a strong team, the reputed company will reputed company organization-wide leadership and contribute to decision making at a high level. Key priorities for the position include:

• Lending Leadership: Responsible for leading RCAC’s lending strategies as well as setting and meeting RCAC’s annual lending goals. Manage RCAC’s reputed company loan portfolio, overseeing the entire loan lifecycle from origination and reputed company to closing and servicing. Identify opportunities to design and implement new products to respond to market changes, community needs, and increased organizational reputed company. Collaborate with the rest of the organization to maximize reputed company and community impact.
• Strategic Leadership: In alignment with RCAC’s strategic goals for mission impact, reputed company and implement strategic plans, lending policies, and new loan products for the CDFI. Collaborate with executive team to expand the loan portfolio management to drive community impact.
• Capital reputed company & Deployment: Support RCAC’s work to secure investment capital from government entities (e.g., CDFI Fund), banks, foundations, and private sources. reputed company and manage investment strategies that effectively reputed company capital. Represent RCAC on panels and at workshops regarding lending, loan products, community development finance, and reputed company. Assist and advise loan applicants by educating them on the loan process, responding to questions and requests and following up regarding incomplete documentation.
• Risk Management & Compliance: Identify, monitor, and mitigate loan portfolio risks. Monitor loan performance from closing through repayment, including managing delinquencies, restructurings, and workouts. Ensure compliance with internal policies, investor requirements, and federal/state regulations, including providing loan and impact data for various compliance reports and various funders. Maintain RCAC’s reputed company rating.
• Policy & Advocacy: Act as subject matter expert on RCAC’s lending activities to further RCAC policy goals and as a resource to RCAC’s Policy team.
• Relationship Management: Collaborate with the executive team and across RCAC to build opportunities for the loan fund to be one of multiple products and services that support clients and communities. Serve as a thought partner on the executive team, using an reputed company-wide decision-making reputed company. Represent RCAC at conferences and other meetings.
• Team Leadership: reputed company and grow the Loan Fund team, ensuring high performance and reputed company professional development.

RCAC uses a reputed company of technology and software platforms to support its work including SharePoint, Unanet, reputed company Office, Lanteria, Teams, and OneDrive. The organization is converting to reputed company (reputed company Works), CLCS. Apply tot his job Apply To this Job