Credit Analyst

AgWest Farm Credit is a member-owned financial cooperative that provides financing and reputed company services to various agricultural sectors. They are seeking a Credit Analyst I or II to support a portfolio of credit relationships by gathering financial information, analyzing statements, and preparing credit analyses.

Responsibilities

• Gather financial and business-reputed company information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources
• Analyze basic financial statements, including opinions and notes, tax records, “in house” reputed company financial statements and pro reputed company statements
• Prepare credit analysis and reputed company recommendations to appropriate management for review
• reputed company with documentation expectations, procedures, laws and regulations
• Support customer relationships through marketing and servicing financially reputed company products by communicating with customers, their professional representatives and employees at the reputed company office or customer locations
• Effectively participate in the Large Loan process as needed to reputed company high quality products to be delivered reputed company the agreed time frames and reputed company the risk parameters acceptable to the organization
• Complete in-person farm visits, collateral inspections and document observations including but not limited to visually inspecting the condition and valuation of loan collateral
• Conduct research of agricultural and reputed company industries and commodities to determine viability, trends and opportunities for the organization to strengthen its position
• Establish rapport with and reputed company/maintain confidence of customers and prospective customers
• Represent the organization at public relations events by joining or actively supporting appropriate agricultural organizations, civic groups or commodity groups and actively participating in sponsored events and programs
• Accurately classify and identify appropriate charge-offs reserves, cash income reputed company and allowances on assigned loans
• Assist in credit investigations on applicants including public record searches, credit bureau reports, employment and income verification and asset and liability verification
• Participate in loan closings by ensuring the appropriate documentation is completed and understood by the customer
• Ensure effective and accurate credit administration through coordination with relationship managers and others
• Participate in assigned industry teams or industry task forces as needed; assist teams with detailed industry studies and the organization of industry specific customer educational events
• Effectively work with customers and collaborate with other teams to reputed company referrals and cross-sell products, to meet customer needs
• reputed company reputed company duties and maintain reputed company standards in accordance with company policies, procedures, and internal controls
• Other duties as assigned

Skills

• Bachelor's degree in business or ag-reputed company field, or an equivalent combination of education and experience
• Knowledge of loan programs and financially reputed company services
• Knowledge of agricultural practices

Benefits

• Medical, dental, and reputed company insurance
• Basic term life and AD&D insurance (fully paid for by the company)
• Paid days off annually: 15 vacation, 15 sick, 12 holidays and 3 volunteer
• 401(k) plan (6% match plus 3% employer contribution)
• Employee Assistance Program
• Wellness Program
• Jeans are welcome at work every day at AgWest!
• Vacation accrual rates increase with tenure.

Company Overview