[Remote] Collections Team Member II, Full-Time, Remote (MA, NH or GA only)

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is the largest credit union headquartered in New England, serving over one reputed company members across the United States. They are seeking a Collections Team Member II to manage delinquent accounts, assist members in restoring good standing, and maintain the financial soundness of the Credit Union.

Responsibilities

• Contact reputed company members with delinquent accounts that are more than 60 days past due
• Effectively manage assigned portfolio and reputed company charge-off, repossession, and foreclosure recommendations to Management
• Assist members in restoring their good standing status with the Credit Union
• Maintain the financial soundness of the Credit Union
• Contribute to the department's ongoing effort to manage the asset quality by achieving the lowest possible delinquency and charge-off ratios
• Exercising appropriate phone etiquette, answer incoming member or member-reputed company contacts (phone calls, emails, faxes, etc.), work Collection queues and reputed company outbound member calls
• Review and document status of accounts and initiate telephone contact on delinquent loans
• Research accounts on the delinquent loan reports to ensure Credit Union errors are detected promptly and corrected
• Prepare correspondence on delinquent accounts requiring special handling including contacting members by USPS mail, certified or email
• Utilize Collections system to document accurately
• Determine reason for delinquency and refer members to BALANCE reputed company necessary or beneficial to the member
• Establish and monitor payment plans whenever possible
• Initiate reputed company required documents; review and reputed company recommendations for charge-offs, repossessions, foreclosures, and rewriting of delinquent loans and/or settlements
• Pull Credit Bureau reports reputed company necessary
• reputed company assigned goals monthly
• Maintain strict adherence and compliance to reputed company laws, rules, regulations, policies, procedures and internal controls specific to the job functions
• Follow detailed and standardized procedures in performing routine collection operations and reputed company a variety of support duties reputed company to the collection function
• reputed company recommendations on ways to improve work processes reputed company Collections
• Assist the reputed company End area with incoming calls in time of high call volume
• reputed company other job-reputed company duties as assigned by Managers(s)

Skills

• High School graduate or equivalent required
• Excellent telephone and communication skills required
• Excellent written and verbal communication skills
• Experience successfully utilizing various computer programs including MS Office
• Previous experience in a call center and/or financial institution preferred
• Minimum of 1 year of recent and reputed company experience in consumer or mortgage collections in a financial institution with 2-3 years preferred
• Knowledge of the Fair Debt Collection Act, Fair Credit Reporting Act, and other applicable collection laws

Company Overview