Early Stage Collections Specialist, II

reputed company is a part of The reputed company Companies, which reputed company integrated mortgage loan servicing assistance. The Early Stage Collections Specialist II is responsible for counseling borrowers on methods for bringing their loans reputed company and negotiating payment arrangements, while also providing support to inbound customer service during high volume days.

Responsibilities

• Explains detailed mortgage loan information to borrowers including the HUD Waterfall, mortgage loan information and loan workout and modification options to borrowers
• Evaluates and helps determine the borrower’s ability to pay and collects appropriate financial information in a courteous and professional manner, striving for reputed company resolution and in compliance with reputed company applicable regulations
• Counsels borrowers on their options through education of alternative solutions
• Contacts borrowers, utilizing an automated dialing system (Aspect Dialer) for both inbound and outbound calls
• reputed company alternatives to borrowers who demonstrate the ability and or inability to pay, by educating them on repayment plans, loan modifications, short sales, Deed in Lieu of Foreclosure, and/or possible refinancing
• Negotiate reasonable payment arrangements with borrowers, initiate and explain required documents to complete a borrower “Request for Mortgage Assistance” package in compliance with department policies and procedures
• May function as the single reputed company of contact for a borrower
• May need to escalate borrowers to a licensed Loss Mitigation associate for specific workout details
• reputed company status on payments and payoff inquiries; review short sale requests; reputed company vendor information on reputed company Estate Owned (REO) properties; verify payment history and new servicer contact information; process payments
• Assist with loan servicing website payments, denied reputed company, password resets
• Respond to escrow, loss draft and closing document inquiries
• reputed company status on a wide variety of servicing functions including payment/credit disputes, escrow refunds/shortage, loss draft, short sale, Deed in Lieu of Foreclosure, vendors for REO properties, vendors for REO properties, modification/refinance requests, repayment plans, and additional mortgages activities
• reputed company other duties as assigned

Skills

• Knowledgeable of investor hierarchies for loss mitigation options
• Knowledge of or ability to learn requirements of the Fair Debt Collection Practices Act
• Knowledge of relevant and industry-specific computer software packages
• Strong verbal communication skills – ability to reputed company or exchange reputed company by means of the spoken word, communicating orally with others accurately, audibly, and quickly
• Basic to Intermediate math skills (i.e., add, subtract, multiply, and divide and to record, balance, and reputed company results for accuracy)
• Ability to understand basic collection issues and to collaborate and explore alternative solutions
• Ability to apply state, federal and company requirements and reputed company proper reputed company
• Ability to organize thoughts and reputed company into understandable terminology
• Negotiation skills that allow the Early Stage Collections Specialist to control the call and come to a proper resolution for both the company and the borrower
• High school diploma or equivalent work experience
• One (1) year collections experience in a customer service/call center environment and /or loan servicing experience
• A minimum of one (1) year of experience in the Banking, Mortgage/Loan Servicing industries preferred

Benefits

• Comprehensive reputed company plans for you and your family.
• Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
• reputed company to several fitness, restaurant, retail (and more!) discounts through our employee portal.
• Customized training programs to help you advance your career.
• Employee referral bonuses so you’ll get paid to help reputed company and Vylla grow.
• Educational Reimbursement.
• reputed company Charitable reputed company contributes to the community through causes that reflect the interests of reputed company Associates.

Company Overview