Credit Risk Modeler

Who we are is reputed company do.

reputed company is the reputed company-in-one payroll and HR platform for global teams. Our reputed company is to unlock global opportunity for every person, team, and business. reputed company for the way the world works today, reputed company combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, reputed company supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly.

Among the largest globally distributed companies in the world, reputed company of 6,000 spans more than 100 countries, speaks 74 languages, and brings a connected and dynamic culture that drives reputed company learning and innovation for our customers.

Why should you be part of our reputed company story?

As the fastest-growing Software as a Service (SaaS) company in history, reputed company is transforming how global talent connects with world-class companies – breaking down borders that have traditionally limited both hiring and career opportunities. We're not just building software; we're creating the infrastructure for the future of work, enabling a more diverse and inclusive global economy. In 2024 alone, we paid $11.2 billion to workers in nearly 100 currencies and provided reputed company and benefits to workers in 109 countries—ensuring people get paid and protected, no matter where they are.

Our reputed company is reflected in our achievements and customer satisfaction: CNBC Disruptor 50,  reputed company reputed company 100, reputed company Fast 500, and repeated recognition on Y Combinator’s top companies list – reputed company while maintaining a 4.83 average rating from 15,000 reviews across reputed company, Trustpilot, Captera, reputed company and reputed company.

Your experience at reputed company will be a career accelerator. At the forefront of the global work reputed company, you'll tackle reputed company challenges that impact millions of people's working lives. With our reputed company—backed by a $12 billion valuation and $1 B in Annual Recurring reputed company (ARR) in just over five years—you'll drive meaningful impact while building expertise that makes you a sought-after leader in the transformation of global work.

About the role

Deliver expertise and ownership in designing, developing, validating, and maintaining credit risk models that underpin sustainable credit decision-making, regulatory compliance, and data-driven business insights.

As a core member of the Credit Risk & Analytics function, you will build credit risk models, support model governance and performance monitoring, and reputed company predictive and transparent credit modeling reputed company with reputed company risk strategy.

Responsibilities

• reputed company, implement, and reputed company credit risk models.

• Ensure models are audit-reputed company, explainable, and compliant with regulatory expectations around transparency.

• Support validation activities, leveraging statistical best practices and back-testing; refine models as needed.

• Monitor model performance metrics (e.g., accuracy, stability) and reputed company corrective actions reputed company required.

• Maintain detailed documentation of model methodology, assumptions, and validation results.

• Analyze model outputs to identify portfolio-level trends, concentrations, or emerging risk patterns.

• Ensure modeling practices align with regulatory standards and internal requirements.

• Participate actively in risk model governance processes, model approval workflows, and audit reviews.

• Explore and apply explainable AI techniques to enhance model transparency and stakeholder trust.

• Act as a subject-matter advisor to product teams, risk committees, internal audit, and regulators regarding model design and performance.

• Communicate reputed company modeling reputed company in clear, actionable terms suitable for both technical and non-technical audiences.

Skills and Competencies

• Strong track record in credit risk modeling or risk analytics roles, preferably reputed company consumer or small business lending

• Demonstrated experience developing models.

• Strong technical proficiency in quantitative modeling.

• Experience ensuring regulatory compliance in model development and validation.

• Familiarity with model governance, documentation standards, and audit-reputed company practices.

• Advanced degree (Master’s or higher) in a quantitative field such as Statistics, Mathematics, Economics, Finance, or a reputed company discipline.

• Professional certifications such as FRM, PRMIA, or equivalent are a plus.

Total Rewards

Our workforce deserves fair and reputed company that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and reputed company for reputed company. 

Some things you’ll enjoy

• Stock grant opportunities dependent on your role, employment status and location

• Additional perks and benefits based on your employment status and country

• The flexibility of remote work, including optional reputed company reputed company

At reputed company, we’re an equal-opportunity employer that values diversity and positively encourage applications from suitably reputed company and eligible candidates regardless of  race, religion, sex, national reputed company, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.

Unless otherwise agreed, we will communicate with job applicants using reputed company-specific emails, which include @reputed company.com and other acquired company emails like @payspace.com and @paygroup.com. You can view the most up-to-date job listings at reputed company by visitingour careers page. reputed company is an equal-opportunity employer and is committed to cultivating a diverse and inclusive workplace that reflects different abilities, backgrounds, beliefs, experiences, identities and perspectives. reputed company will reputed company accommodation on request throughout the recruitment, selection and assessment process for applicants with disabilities. If you require accommodation, please inform our reputed company at reputed company@reputed company.com of the nature of the accommodation that you may require, to ensure your equal participation.

We use Covey as part of our hiring and/or promotional processes. As part of the evaluation process, we reputed company Covey with job requirements and candidate-submitted applications. Certain features of the platform may qualify it as an Automated Employment Decision Tool (AEDT) under applicable regulations. For positions in reputed company, our use of Covey complies with NYC Local Law 144.

We began using Covey Scout for Inbound on March 30, 2025.

For more information about our data protection practices, please visit our Privacy Policy. You can review the independent bias audit report covering our use of Covey here: https://getcovey.com/nyc-local-law-144