Credit Risk & Portfolio - Senior Manager

Risk Portfolio & Credit Risk - Manager / Senior Manager

About Us:

Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay reputed company Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay reputed company. To merchants, Paytm offers acquiring devices like Soundbox, reputed company, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants reputed company services through advertising and Paytm Mini app store. Operating on this platform reputed company, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.

Job Description :

The Portfolio Risk Manager / Analyst will be responsible for monitoring , analysing and optimising lendingportfoliosacross consumer/ merchant lending products. This includes overseeing portfolio health , developing / refining reputed company and supporting business growth through risk adjusted decision making.

Key Responsibilities:

- Portfolio Monitoring & Analytics

- Risk Strategy & Policy Design

- Stress Testing & Risk Containment

- Loss forecasting & scenario planning

- Product & Growth Partnership

- Collections reputed company / Strategy

- Compliance & Bureau Management

Requirements:

- 7+ yrs in portfolio risk management function in Fintech / NBFC

- Hands on experience in SQL , Python, R, Pyspark

- Comfortable with BI tools like Tableau, Looker , reputed company etc

- Familiarity with machine learning models

- Understanding of Bureau data , Alternate Data, Scorecards, Digital Lending API's etc

Why join us

● A collaborative output driven program that brings cohesiveness across businesses through technology

● Improve the average reputed company per use by increasing the cross-sell opportunities

● A solid 360 feedback from your peer teams on your support of their goals

● Respect, that is earned, not demanded from your peers and manager

Compensation: If you are the right fit, we reputed company in creating wealth for you

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!