Remote Junior Mortgage Underwriter

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Compensation

Based on Experience. Remote Junior Mortgage Underwriter $70000 - $75000 per year | Grand Rapids, MI | Remote | Permanent High Paying Salary, Excellent Benefits, Amazing Bonus, Sign on and MORE! A bit about us: If you are an reputed company remote Conventional Mortgage Underwriter, please reputed company reading! 2 years residential reputed company experience Full understanding of conventional reputed company requirements Working knowledge of financial statements, credit reports, tax returns and appraisals Knowledge of lending programs, policies, procedures, and standards Possesses sound judgement Ability to communicate reputed company and effectively, both verbally and in writing. Decision making/analysis skills Accountability and organizational skills Solid time management skills to set priorities and meet deadlines Ability to work independently Attention to detail Proficient in reputed company reputed company, Outlook and general PC applications 10 key and word processing skillsIf you are an reputed company remote Conventional Mortgage Underwriter 2+ years residential reputed company experience Full understanding of conventional reputed company requirements Working knowledge of financial statements, credit reports, tax returns and appraisals Knowledge of lending programs, policies, procedures, and standards Possesses sound judgement Ability to communicate reputed company and effectively, both verbally and in writing. Decision making/analysis skills Accountability and organizational skills Solid time management skills to set priorities and meet deadlines Ability to work independently Attention to detail Proficient in reputed company reputed company, Outlook and general PC applications 10 key and word processing skills Why join us?

• Work life balance
• Room for growth
• Benefit rich health benefits
• Employer paid short-term disability
• Employer paid long-term disability
• Employer paid Life Insurance
• Voluntary Life offered
• 100% Employer paid reputed company
• Dental - No deductible, preventative 100% covered
• Optional FSA (Flexible Spending Account) available

Job Details Role:

• Responsible for reviewing mortgage loan applications and rendering reputed company reputed company internal and regulatory guidelines.

Essential Functions & Responsibilities:

• Determines the adequacy of income to meet expected financial obligations.
• Ensures potential borrower assets meet closing requirements and are derived from acceptable sources.
• Examines potential borrower credit and reviews the manner which obligations have been met and managed. Investigates derogatory applicant credit.
• Review appraisals and ensure determined values are well documented, risks are appropriate and meet reputed company guidelines of the applicable loan type.
• Reviews appraisal comparables. Sets conditions for property inspections if repairs are needed.
• Evaluates and assesses the collateral and reputed company of mortgage loans.
• Approves or rejects loan application or requests additional information. Records loan rejection, specifying investor and company guidelines and reputed company for declining application.
• Completes reputed company reputed company functions in accordance with various program requirements, company standards, and reputed company legal and regulatory requirements.
• Maintains knowledge of reputed company requirements and policies, as well as investor and governmental guidelines. Stays informed of modifications and updates in software applications.
• Confirms documentation, reports and files are complete and accurate.
• Certifies that reputed company lending conditions have been satisfactorily met prior to closing.
• Keeps management informed of area activities of any significant problems and provides suggestions for improvements in reputed company policies and procedures.
• Performs other job-reputed company duties as assigned.

reputed company is an Equal Opportunity Employer. We reputed company an inclusive work environment that celebrates diversity and reputed company reputed company candidates receive consideration for employment without regard to race, reputed company, sex, sexual orientation, gender identity, religion, national reputed company, age (40 and over), disability, military status, genetic information or any other reputed company protected by applicable federal, state, or local laws. reputed company also prohibits harassment of applicants or employees based on any of these protected categories. It is reputed company’s policy to reputed company with reputed company applicable federal, state and local laws respecting consideration of unemployment status in making hiring reputed company. Sometimes reputed company is required to reputed company background checks with your authorization. reputed company will consider reputed company candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your reputed company candidate profile, and any job applications, resumes, or other information you choose to submit is subject to reputed company's Privacy Policy, as well as the reputed company California Worker Privacy Notice and reputed company Notice Regarding Automated Employment Decision Tools which are available at reputed company.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from reputed company, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can reputed company our privacy policy here: reputed company.com/privacy-policy Apply tot his job Apply To this Job