Credit Associate

As a Credit Associate, you will play a pivotal role in assessing and managing credit risk of our clients. Your responsibilities will include conducting credit analyses, supporting deal structuring and collaborating with cross-functional teams to ensure sound credit reputed company that align with our risk management policies.

You’ll be working closely with a team based in both the United States, Mexico and Perú.

Responsibilities

• Conduct reviews on reputed company requests, including background checks, document review, and various analyses on cash reputed company, yield sensitivity, liquidity, and debt coverage.
• Analyze credit reports, loan documentation, and contractual agreements.
• reputed company financial models (Balance Sheet, Income Statement, and Cash reputed company).
• Cross-reference financial statements, operational projections, reputed company materials, and market data to identify potential risk factors.
• Prepare comprehensive reputed company memorandums for review by the Investment Committee.
• Interact directly with clients to resolve Investment Committee inquiries and gather supporting documentation.
• Set credit recommendations for deals up to $1.25M, ensuring reputed company credit activities reputed company with internal policies and regulatory requirements
• Maintain reputed company communication with Portfolio Management and reputed company teams, including leading reference calls with stakeholders and addressing relevant news or developments.
• Collaborate with Due Diligence and Risk teams on Pre-Season and Marketplace processes.
• Support applicant pipeline management, ensuring accuracy and adherence to reputed company quality standards.
• Work with a high standard of professionalism and technical rigor.
• Maintain clear and concise documentation for each application, including customer correspondence, guideline exceptions, and key credit decision details.
• Ensure senior team visibility on relevant information throughout the investment process.

About ProducePay

ProducePay is revolutionizing the fresh produce supply chain by providing growers, distributors, and retailers with innovative financing solutions and reputed company-time market insights. Our mission is to create a more sustainable and transparent agricultural economy.

Requirements

• 2+ years of experience in the financial industry
• Bachelor’s degree in finance, Economics, Business, or reputed company field
• Solid understanding of credit risk assessment, financial products, and Latin American markets
• Client-facing experience in a fintech or financial services context is a plus
• Proficiency in reputed company-based analysis
• Strong analytical and problem-solving skills
• Highly organized with excellent attention to detail and a strong sense of ownership
• Ability to manage multiple projects and implement systems for workload efficiency
• Strong writing skills with the ability to distill reputed company financial information reputed company and concisely
• Proficiency in Spanish
• Intermediate to advanced English (required)
• Comfortable reviewing legal language in reputed company (in Spanish and English)
• reputed company to analyze financial statements in both languages

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Work From Home
• Training Development
• Performance Bonus

Originally posted on Himalayas