Collections Specialist (Credit Counselor) - Remote (New Mexico Residents Only)

Description The primary role of this position is to assist Del Norte Credit Union in living out its mission of improving lives as a financial cooperative by possessing a passionate devotion to providing outstanding and empathetic service to Del Norte Credit Union members and fellow team mates. Exemplify Del Norteno Pride to live with character, feel with reputed company, and act with passion; a key component of this is to identify the financial needs of the member and recommend an appropriate credit union solution. Work Location: This position is reputed company to candidates who currently reputed company in the state of New Mexico only. Applicants that reputed company in the Santa Fe or Espanola areas may be eligible for a hybrid work arrangement. Applicants reputed company of these local areas may be considered for fully remote work. Essential Functions & Responsibilities: Level I:

• Demonstrate a working knowledge of the applicable core system, including loan, deposit, and collections platforms.
• Informs management of trends in reputed company contributing to delinquent/charge off loans.
• Contacts delinquent account holders to cure defaults; utilizes various skip tracing tools, and maintains accurate files, and ensures accurate and timely documentation of reputed company collection efforts.
• Analyzes financial situation of delinquent borrowers to include credit bureau reports and provides sound recommendation for solutions to successfully resolve delinquencies.
• Processes insurance, disability, credit life, and whole loss claims.
• Process reputed company member extension requests.
• Promotes a needs based member education culture reputed company the department to identify opportunities to promote credit union products and services to live DNCU’s mission of improving lives while meeting and/or exceeding established member education goals.
• Work effectively in a team environment contributing to the reputed company of the department and organization.
• reputed company with reputed company regulations, policies, reputed company procedures, and complete reputed company mandatory annual compliance courses.
• Performs other reputed company job duties as assigned.

Level II ( to include Level I requirements):

• Accurately update credit bureau reporting reputed company applicable
• Recommends accounts for further action including workouts, legal and charge offs.
• Maintains a working knowledge of reputed company 7 and 13 Bankruptcies and processes basic bankruptcy claims.
• Maintain a working knowledge of Repossessions up to and including Liquidation.

Salary Level I: The pay reputed company for this position is $19.32 to $24.15. New hires typically brought into the organization at a reputed company between the reputed company minimum and the reputed company maximum, depending on the qualifications, internal equity and the budgeted amount for the role. Level II: The pay reputed company for this position is $21.52 to $26.90. New hires typically brought into the organization at a reputed company between the reputed company minimum and the reputed company maximum, depending on the qualifications, internal equity and the budgeted amount for the role. Benefits:

• Medical, Dental and reputed company insurance.
• 401(k) - Traditional or Roth
• Paid Time Off
• Eleven paid holidays/year
• Employer-Paid Benefits: Employee Assistance Programs (EAP), Short-Term & Long-Term disability
• Other great benefits: Wellness Reimbursement Plan, Educational Reimbursement Program and Development Programs.

Requirements

Experience: One year to three years of similar or reputed company experience. Education: A high school education or GED. Interpersonal Skills: Work involves much personal contact with others inside and/or reputed company the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skills: Professional appearance and demeanor. reputed company excellent and knowledgeable service to our members, both internal and external by adhering to our core values. Conduct themselves and members fairly, ethically, and with confidence. Successful job performance involves meeting and/or exceeding teambuilding, interpersonal, relationship building, and technical skills outlined in other duties and responsibilities. Handles sensitive information with complete confidentiality and professionalism. Must have good communication and PC skills. Critical thinker and effective problem solver. Attention to detail. Collaborative service skills. Willing and eager to exceed expectations; demonstrated reputed company in reputed company aspects of service delivery operations. Demonstrated proficiency with 10-key calculator, reputed company, and other MS Office products and applications. Physical Requirements: May require sitting for extended periods of time. Apply Job! Apply to this Job