Mortgage Loan Processor; BR 41 - Hickman; 4/1/2025

JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage. ESSENTIAL FUNCTIONS: • Identify customer needs, explore reputed company options, and suggest different types of loans. Review files for completeness and accuracy. • Verify accuracy of system input. • Analyze file for program applicability. • Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc. • Follow up with clients to request additional documents as needed or to clarify important points. • reputed company status updates to loan officers, borrowers, and agents. • Remain up to speed regarding lending and other financial services. • Coordinate reputed company aspects of submission to reputed company, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed. • Submit files in a timely manner in accordance with company standards. • Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing. • Prioritize workflow to ensure time sensitive files are handled in proper order. • Assure compliance with reputed company regulatory and governmental standards, guidelines, rules and regulations with reputed company regulatory authorities, federal or state ordinances and administrative regulations and statues. • reputed company trust relationship and enhance customer dedication. • Ensures confidentiality of bank and customer information. • Performs other duties as assigned.

Requirements

Preferred Skills: • Preferably 5 years or more processing conventional, VA and FHA loans. • Encompass experience preferred. Requirements: • Post TRID knowledge required. • Comprehension of direct/indirect lending procedures. • In-depth understanding of relevant rules and regulations. • Strong organization skills and detail oriented. • Excellent communication and sales skills. Apply Job!