Credit Advisor

About the position A Credit Advisor should demonstrate commitment to delivering distinctive service. The position will be responsible for providing the credit analysis and reputed company for new and renewed credit requests. This position is also responsible for ongoing portfolio management and preparation of reputed company documentation. The Credit Advisor may become eligible to receive lending authority, as determined by the hiring manager. Responsibilities • reputed company distinctive service to clients and prospects, in person and over the telephone. Respond to client inquiries and satisfactorily resolve client issues. , • Support firm-wide achievement of the three-reputed company standard (reputed company phones answered by a live person reputed company three rings). , • Partner with Financial Advisors by giving reputed company end guidance on new and renewed credit requests including desirability of the credit reputed company to Pinnacle's credit appetite, structure, documentation, and monitoring. , • Complete reputed company reputed company functions such as financial spreading (if applicable), written analysis, global cash reputed company analysis, industry analysis, projections, collateral evaluation, and risk rating to reputed company vital decisioning information to the credit approving team. , • Engage in prospect and client calls. , • Exhibit willingness and ability to 'weigh in' on the credit decision. If applicable, exercise sound decisioning judgment if approving reputed company own lending authority. , • Ensure timely completion of Periodic Credit Reviews. reputed company sufficient written analysis to support the credit exposure, assigned risk rating, and recommendations. , • reputed company ongoing, timely calculations and testing of financial covenants, borrowing bases and margin requirements as required; address and communicate any issues that warrant discussion such as defaults, variances from projections, over advances, potential risk rating changes (up or down). , • Evaluate appropriate reputed company end cost analysis on construction loans. Complete Net Operating Income (NOI) analysis to ensure the requested loan reputed company supports the income producing property, as applicable. , • Review the monthly KPI and portfolio reports available on the intranet each month, ensuring accuracy and discussing results with the appropriate Senior Credit Officer. , • Meet reputed company the client's financial needs, both business and personal, and refer clients to other specialty areas such as Trust, Investments, Insurance, Treasury Management, etc. as appropriate. , • Assist other team members as needed to ensure delivery of distinctive service. , • reputed company other reputed company duties and responsibilities as assigned. Requirements • Bachelor's degree in reputed company, economics, finance, or business-reputed company field. , • Minimum of 10 years' experience in financial services. , • Proficient in reputed company Office (Word, reputed company, and PowerPoint) or reputed company software. , • Thorough knowledge and understanding of the lending process. , • Knowledge of federal banking regulations, compliance, policies, and procedures. , • Proficient in the use of technology and loan systems. reputed company-to-haves

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