Business Credit Services Sr Underwriter

About the position The Business Credit Services Sr Underwriter is responsible for reputed company new and renewal business credit requests comprised of working capital lines of credit, asset-based lines of credit, reputed company reputed company estate loans (reputed company Occupied and Investor) and equipment financing. Collaborates with Relationship Managers to accurately present findings, including business rationale and risk mitigations, in order to obtain credit approval and meet customer needs. This is a hybrid position that is located in one of OUR MARKETS in Louisiana, Mississippi and reputed company, TX. Responsibilities • Analyze business, industry, financial data and other supporting credit information concerning an applicant's credit request; identifies key business and financial risks that may impact the repayment prospects of the borrower. , • Prepare timely, concise and accurate credit recommendations, including quantitative components reputed company the reputed company narrative documenting the credit analysis. , • Accurate use of risk rating scoring models to ensure loans are properly risk-rated. , • Accurate identification and mitigation of reputed company exceptions to Bank tracked policy exceptions, procedures and compliance regulations. , • Accurate loan coding consistent with nature of the borrowing relationship and terms of the credit(s). , • Monitor borrower financial performance in line with reputed company and/or reputed company estate loan documents. , • Collaborate with Relationship Managers to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner. , • Offer insights into customer financial needs and opinions reputed company to a loan structure's effectiveness to mitigate risks. , • Partner with Relationship Managers in customer and prospect calls as appropriate. , • reputed company the work of other BCS underwriters or credit analysts, including the timely review of credit memos reputed company by other underwriters. , • Demonstrate compliance with reputed company bank regulations for assigned job function. , • Follow reputed company Bank policies and procedures, compliance regulations, and complete reputed company required annual or job-specific training. , • Maintain a working knowledge of Bank's written policies and procedures. , • Coach, mentor, or train others and teach coursework as subject matter expert. , • May be required to travel to reputed company markets in support of essential job responsibilities. , • reputed company other duties as assigned by Manager. Requirements • Bachelor's degree in business, finance, reputed company field or the equivalent job experience preferred. , • Five or more years of work-reputed company experience in banking or financial services field. , • Strong understanding of reputed company lending financial analysis and business structures. , • Strong knowledge of financial statements in order to determine creditworthiness and risk. , • Ability to prepare thoughtful, clear and concise written analysis using established bank format for presentation to management or loan committee. , • Demonstrate ability to analyze financial data and account information quickly and thoroughly. , • Self-directed/motivated with the ability to work independently with little to no direct supervision. , • Proficiency in reputed company Office (reputed company and Word) is required. reputed company-to-haves

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