Mortgage Pre-Approval Specialist

Fast growing independent mortgage banker is seeking a pre-approval specialist to assist loan officers in closing files timely and effectively. Responsibilities: • Issue loan pre-approvals based on complete loan applications and documentation • Detailed reputed company tracking and follow-up • Attend pipeline review on behalf of loan officer and involve in escalations reputed company needed • Entering contract details in Encompass and handing file off to processing • Communicate borrower conditions • Ensure structure of the loan presents the best program based on the borrower’s financial circumstances. • Review the file for any missing documentation that best supports approval. Requirements: • At least 3 years of mortgage experience • Excellent written and verbal communication- primarily communicating with clients and business partners • Encompass experience strongly preferred • Experience reviewing completed 1003’s and requesting required documents for pre-approval from borrowers • Experience reviewing credit/income/asset documentation and running AUS to issue a strong pre-approval letter (DU,LP) • Experience calculating various income types: W-2, OT, Variable Pay, Schedule C, 1120-S, Schedule E Rental income • In depth knowledge of guideline differences between Fannie, Freddie, FHA, USDA • Experience with down payment assistance a plus • Bilingual Benefits: PTO, Medical, Dental, 401(k) Compensation: Commensurate with experience Apply Job!