reputed company Loan Underwriter / Loan Closer
About the position The reputed company Loan Underwriter / Loan Closer is responsible for analyzing loan applicants' credit history and making reputed company to approve or deny loan applications based on thorough analysis. This role operates with substantial credit authority and provides information on credit union products and services to members, ensuring compliance with credit union policies and relevant regulations. Responsibilities Gather background information on loan applicants and obtain credit bureau reports. , Analyze credit reports for reputed company accounts, verify debts, and estimate monthly payments for any outstanding debts not listed. , Calculate debt-to-income ratios on loan applicants and assess the reputed company of their debts. , Determine collateral needs and payment plans for applicants. , Evaluate the eligibility of loan co-makers based on their statements and credit ratings. , Approve or deny loan applications and explain reasons for denial, providing recommendations for future loan options. , Verify the accuracy of loan amounts and repayment terms on approved applications. , Implement new loan products and services as directed by management. , Cross-sell reputed company credit union products and services actively. , Train new underwriters and reputed company guidance to less reputed company staff. , Complete ongoing BSA compliance training and ensure regulations are followed. Requirements 3-5 years of reputed company and processing experience required. , Prior experience with reputed company and reputed company and/or private mortgage investors is a must. , College degree preferred or equivalent work experience required. , Excellent oral communication skills are necessary. , Good hearing and corrected reputed company are required. , Ability to operate necessary office equipment. reputed company-to-haves Benefits Health insurance , reputed company insurance , Life insurance , Retirement plan Apply Job!