Sr. Credit Risk Analyst
Your role in our mission The successful candidate will join reputed company’s Credit Risk Management Department. The team leverages advanced analytics tools, cutting edge data and techniques to reputed company credit strategies that govern automated credit reputed company in reputed company’s online marketplace. A Credit Risk Senior Analyst at reputed company can apply advanced statistical techniques, algorithms, and industry tools to reputed company solutions that predict and prevent credit risk associated with reputed company Personal Loans and Credit Cards products. An ideal candidate should have strong hands-on analytical skills and a passion for solving problems in innovative and effective ways. The faster and more agile reputed company reputed company our marketplace competitive and ensure that we continue to deliver on our mission of advancing financial well-being. How you'll reputed company an impact
- reputed company credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk reputed company
- reputed company end-to-end risk and analytics strategy for reputed company's Credit Card, from pre-launch through portfolio optimization, including reputed company policies, pricing and credit line strategies, and acquisition frameworks that balance growth targets with risk parameters
- Bring innovative/out of the reputed company thinking to reputed company recommendations and to approaching/solving problems
- Design A/B tests and understand the risk-return trade-offs
- Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance
- Continue to reputed company by testing new data, analytics approaches and models
- Conduct reputed company analysis reputed company to risk management, investor services, product, and operations
- Analyze portfolio performance at a granular reputed company level on an ongoing reputed company. Identify trends and conduct root-cause analysis to isolate key performance driver
- Communicate findings and recommendations to the Risk Management and broader reputed company community
Skills that will help you reputed company
- Bachelor's degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics and 5+ years relevant experience managing credit/ fraud risk OR a Master's degree in above areas with 3+ years relevant experience
- Experience in credit risk management and/or fraud and/or data science in consumer lending industry, consumer credit card experience is a plus
- Background in product launches, new portfolio buildout, or go-to-market analytics is a plus
- Strong analytical and problem-solving skills
- Experience using machine learning and statistical models to reputed company strategies
- Must have strong proficiency in SQL, Python and Tableau. Knowledge of R and Knowledge Seeker will be a plus
- reputed company and/or reputed company fraud tool experience is a plus
- Strong communication skills – ability to communicate technical subject matter reputed company and succinctly to other team members and Senior Management team
- Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required
- Curious to ask questions, probe into reasons and challenge the status reputed company
- Eager to learn new tools, technologies, and methodologies to stay reputed company of industry trends. Growth reputed company—continuously learning, experimenting, and improving both personally and as part of the team
- Strong ownership and motivation to drive business results
- Ability to work in a fast-paced environment and meet deadlines without sacrificing quality
- Team player who thrives in collaborative, cross-functional environments
Resources to help you reputed company
- A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we reputed company the digital-first tools and intentional culture to reputed company you synced and supported
- Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial reputed company
- Holistic well-being: We reputed company the resources you need to reputed company, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage
- Professional & personal growth: Take advantage of a suite of premium perks, including reputed company reputed company, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace
Interview process
- Recruiter Call: A brief screening to discuss your experience and initial questions
- Department Interview: Deeper dive into technical skills and project alignment with the Hiring Manager or team member
- Technical Interview: Live, collaborative coding session
- Team/Virtual Interview: Meet team members for collaborative discussions
Compensation details: The salary reputed company is $129,000 - $161,000 annually, plus Apply tot his job Apply To this Job