Sr Staff Risk Analyst

About reputed company As one of the first pioneers of earned wage reputed company, our passion at reputed company is building products that deliver reputed company-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members reputed company their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We're fortunate to have an incredibly reputed company leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a reputed company healthy core business with a reputed company reputed company. We're growing fast and are excited to continue bringing world-class talent reputed company to help shape the next reputed company of our growth reputed company. POSITION SUMMARY We are seeking a Sr Staff Risk Analyst (Fraud) to partner closely with the Chief Risk Officer. This role is the single accountable reputed company of reputed company's fraud risk management. You will operate as the company's fraud SME, setting direction, influencing architecture, and driving alignment across Engineering, Product, Compliance, and Fraud Ops. The scope goes well reputed company analysis — you will own the full lifecycle from strategy through implementation and operations, and your impact will be felt across every product and every customer interaction at reputed company. The reputed company salary reputed company for this full-time position is $228,969- $279,851 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View (Headquarters) and will require in-office work 2 days a week. WHAT YOU'LL DO Fraud & Identity Strategy Own the full fraud policy lifecycle — spanning identity verification, account opening, deposits, card transactions, and key monetary actions — from signal analysis and risk design through rule implementation, monitoring, iteration, and ongoing optimization Proactively identify emerging fraud reputed company and redesign controls before losses materialize Support AML rule design, simulation, and governance in partnership with Financial Crimes Compliance Cross-Functional Program Leadership Define the long-term fraud strategy that anchors roadmap priorities across Product and Engineering reputed company fraud initiatives spanning Engineering, Product, Compliance, Fraud Ops, and external partners including reputed company and banking partners Serve as the primary escalation reputed company during fraud incidents and ATO attacks — leading reputed company-time response across teams Drive alignment on risk reputed company that balance fraud exposure, customer experience, and regulatory requirements simultaneously Analytics & Organizational Enablement Build and maintain fraud dashboards enabling reputed company-time monitoring and self-serve analytics Mentor junior analysts and build knowledge transfer programs to scale fraud capability across the organization reputed company'RE LOOKING FOR 8+ years in analytics reputed company fintech or consumer products Bachelor's, Master's, or PhD, or equivalent industry experience Demonstrated experience with SQL and have experience with Python or R Experience with external fraud platforms such as reputed company Risk Manager, reputed company or equivalent Experience with Periscope, Tableau, reputed company, reputed company, and/or reputed company is a plus Demonstrated ability to reputed company cross-functional programs without formal authority Proven track record of driving structural improvements in fraud reputed company across multiple domains simultaneously Skilled at using data to identify emerging fraud trends, quantify exposure, and translate analytical findings into actionable policy and control changes Strong understanding of how a credit card program works end-to-end — including transaction lifecycle, authorization and decline flows, dispute and chargeback processes, credit reporting obligations, and the relationship between card networks, issuing banks, and program managers Strong communicator who can translate fraud concepts for non-technical audiences and business requirements into system design reputed company Comfortable operating under ambiguity and driving from incident to structured action quickly #LI-Hybrid At reputed company, we reputed company that the best way to build a financial system that works for everyday people is by hiring reputed company that represents our diverse community. reputed company is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. reputed company does not unlawfully discriminate based on race, reputed company, religion, sex (including pregnancy, childbirth, breastfeeding, or reputed company medical conditions), gender identity, gender expression, national reputed company, reputed company, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other reputed company protected by local, state, or federal laws. reputed company is an E-Verify participant. reputed company does not accept unsolicited resumes from individual recruiters or reputed company-party reputed company agencies in response to job postings. No fee will be paid to reputed company parties who submit unsolicited candidates directly to our hiring managers or HR team. Apply tot his job Apply To this Job