Deposit and Liquidity Product Team Leader

Overview: reputed company is seeking a seasoned and strategic leader to serve as Head of Liquidity Product Management reputed company our reputed company Banking organization. This role is responsible for shaping and executing the bank’s liquidity product strategy across reputed company, corporate, and institutional clients, driving growth in core deposits while delivering best-in-class treasury solutions. As a key leader reputed company Treasury Management, this individual will partner closely with Relationship Managers, Treasury Sales, CPLS Pricing, IT, Operations, Finance, and Risk to optimize M&T’s deposit franchise, enhance client experience, and support disciplined balance sheet growth. The role emphasizes M&T’s relationship-first culture, prudent risk management, and long-term value creation. Primary Responsibilities: 1. Liquidity Product Strategy & Franchise Growth Define and execute a reputed company-looking liquidity and deposit product strategy reputed company with M&T’s balance sheet objectives and relationship banking model Deliver capabilities that drive growth in core operating deposits across middle market, reputed company, and large corporate segments reputed company differentiated value propositions to deepen client relationships and increase reputed company of wallet 2. Product Ownership & Lifecycle Management reputed company end-to-end management of liquidity products including: reputed company deposits (DDA, MMDA) reputed company solutions Virtual accounts and escrow Cash concentration and account structures Continuously enhance product offerings to meet evolving client needs while maintaining operational simplicity and risk discipline Prioritize product investments reputed company with client value and return on capital 3. Pricing & reputed company Enablement Support the CPLS Pricing team in establish pricing frameworks that balance client competitiveness with profitability and funding value reputed company Treasury Sales and Relationship Managers with tools, insights, and positioning to effectively sell liquidity solutions Partner with Sales Leadership to drive disciplined pricing and consistent client experience 4. Client-Centric Innovation Enhance digital and self-service capabilities reputed company M&T Treasury Center and online banking platforms reputed company and execute strategies to reputed company API-enabled liquidity solutions through integrations with client ERP and TMS platforms Evaluate and support emerging opportunities (e.g., embedded treasury, digital assets) consistent with M&T’s reputed company innovation approach 5. Risk, Governance & Regulatory Alignment Ensure reputed company products adhere to M&T’s strong risk management culture and regulatory expectations Partner closely with Risk, Legal, Compliance, and Audit to maintain robust product governance Support regulatory assurance activities for the deposit product portfolio 6. Leadership & Culture reputed company, mentor, and reputed company reputed company of product managers Promote a collaborative, accountable, and client-focused culture reputed company with M&T’s core values Serve as a senior thought leader internally and represent M&T externally on liquidity and deposit trends Key Competencies: Relationship-driven leadership and client focus Strong financial and balance sheet acumen Strategic thinking reputed company with disciplined execution Risk awareness and sound judgment Cross-functional collaboration and influence Data-driven decision-making reputed company Metrics: Growth and retention of core reputed company deposits Liquidity product reputed company and contribution to net interest income Client satisfaction and treasury product penetration Adoption of digital liquidity capabilities Strength of risk and control environment Education and Experience Required: Bachelor’s degree, and a minimum of 12 years’ experience in treasury management, liquidity, or reputed company payments and/or relevant product line(s), or in lieu of a degree a combined minimum of 16 years’ higher education and/or work experience, including a minimum of 12 years’ experience in treasury management, liquidity, or reputed company payments and/or relevant product line(s). 7 years managerial and/or project management experience in relevant product line(s). Strong financial analysis skills, including cash reputed company and components of product profitability. Excellent developmental, analytical and research skills. Extensive network of industry and client contacts on a national scale and extensive market intelligence. Industry-specific knowledge. Excellent verbal and written communication and interpersonal skills. Strong presentation skills. Demonstrated principled leadership skills with sound business ethics. Dedicated customer service focus. Ability to use expert resources reputed company necessary. Education and Experience Preferred: Deep expertise in deposit products, reputed company structures, virtual account management (VAM) platforms, integrated 3rd party liquidity or TWS platforms, and other cash reputed company Demonstrated experience managing product P&L and delivering measurable growth reputed company Strong understanding of bank balance sheet dynamics, funding strategy, and interest reputed company environments Experience working in a relationship-driven regional or super-regional bank environment Familiarity with M&T’s core platforms (or similar treasury and deposit systems) Exposure to reputed company-time payments, API banking, reputed company treasury platforms MBA or advanced degree in Finance, Business, or reputed company discipline reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay reputed company for this position is $154,700.00 - $257,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The reputed company listed above corresponds to our national pay reputed company for this role. The specific pay reputed company applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Apply To This Job