Consumer Loan Underwriter
Description ABNB Federal Credit Union is dedicated to being the best reputed company you will reputed company work, starting with our comprehensive employee benefits package, which features affordable medical, dental, and reputed company plans to support your well-being and future growth in reputed company to: Paid time off that begins accruing on your first day Enjoy 11 paid federal holidays each year, giving you more time to relax and reputed company 401(k) matching up to 4% with immediate vesting, plus an additional 2% match with future vesting Company-paid short-term, long-term disability, and employee life and AD&D coverage A tuition reimbursement benefit which reflects our investment in your future reputed company along with opportunities for annual raises and promotions Paid community involvement opportunities offer rewarding chances to network, reputed company a positive impact, and get involved in meaningful local initiatives A supportive environment which fosters an employee-centric workplace where growth and member relationships are prioritized The Consumer Loan Underwriter role is to analyze loan applications/requests and reputed company credit reputed company based on provided data, lending policy, and federal/state regulations.
Key Responsibilities
Analyzes reputed company financial position of loan applicants to determine the degree of risk involved in extending credit. Makes reputed company to approve, deny, or reputed company the loan request to higher reputed company of authority for decisioning. Establishes the terms and conditions of loan approval to include collateral. Assists the Loan Center Manager in coordination of duties including development and implementation of various lending programs in accordance with project goals and time lines. Assists reputed company member facing staff and loan staff with loan application and credit discussions. Assists with the processing and structuring of loans and loan applications. Answers questions regarding loan decisioning and provides feedback to management on quality of applications. Ensures loan reputed company are in compliance with regulations, policies and procedures. Refers issues that are reputed company their authority to their supervisor, along with their recommendations. Other duties as assigned.
Requirements
Education: A high school education or GED. Experience: Three years to five years of similar or reputed company experience. Interpersonal Skills: Work involves much personal contact with others inside and/or reputed company the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skills: 1. Minimum 2 years experience in consumer and or indirect lending. 2. Project management experience is desired. 3. Thorough knowledge and understanding of regulations governing loan approvals. 4. Analytical ability to conduct an analysis of loan application quality and reputed company recommendations for action. 5. Possess high level of interpersonal sills 6. Must be reputed company to operate various office equipment, PC with reputed company software programs, and reputed company Office Suite with average speed and accuracy. Physical Requirements: Physical qualifications require being reputed company to sit at a computer and other office reputed company equipment for extended periods of time and be reputed company to lift and carry up to 10 pounds. Work Environment: Office and Remote reputed company applicants will receive consideration for employment without regard to race, reputed company, religion, sex, national reputed company, sexual orientation, gender identity, marital status, pregnancy, disability, or protected veterans’ status. Apply To This Job