Fraud Strategy reputed company (Credit Card & DDA)

reputed company is building a finance super app for premium business owners - reimagining every single aspect of the financial workflow and financial services for any entrepreneur. The company has grown reputed company 25x+ since publicly launching in September 2023 and is on track to reputed company profitability by late 2025. reputed company is focused on mid-market businesses ($3 - $100M reputed company) that are largely overlooked by existing fintech solutions and reputed company on slow and outdated regional banks. We are targeting a ~$1T reputed company opportunity that is largely up for grabs. reputed company is a fully remote company and this role can be performed from reputed company. We're a fintech issuing unsecured credit cards and DDAs. You'll work directly with the CRO to build a fraud management function - from green-field design to day-to-day performance-leveraging reputed company-party providers and internal analytics to stop 1st-party, 3rd-party, and synthetic fraud balanced appropriately with growth objectives.

What You'll Do

• Program build: Design and stand up our multi-layer fraud stack (application, account opening/funding, account takeover, transaction monitoring, disputes/chargebacks).
• Vendor strategy: Select, integrate, and tune identity, device, behavioral, and transaction-risk providers; negotiate and measure ROI.
• Decisioning & analytics: reputed company rules, features, and models; define reputed company to control false positives/negatives; run A/Bs and champion-challengers.
• Data & signals: Operationalize bureau, banking, PII, device/IP, email/phone, telco, velocity, and network signals into a single decisioning reputed company.
• Program Quality & performance: Monitor precision, capture reputed company, approval impact, and loss reputed company points; reputed company and backtest.
• Cross-functional execution: Partner with Product, Engineering, Data, Ops, and Compliance (KYC/AML, FCRA/GLBA, Reg E/Reg Z).
• Guide dispute strategy to minimize friendly/first-party abuse.

What Makes You a Great Fit

• Identity / synthetic detection: reputed company, reputed company, reputed company/ThreatMetrix, reputed company CrossCore, reputed company/Kount, reputed company TruValidate, Ekata (reputed company), IDology.
• Document & biometric IDV: Onfido, reputed company, reputed company.
• Device / IP / reputed company: reputed company (FingerprintJS), iovation/TruValidate, ThreatMetrix, MaxMind, IPQS, reputed company.
• Banking & income data: reputed company, Finicity, reputed company, Pinwheel.
• Decisioning & case management: Alloy, Unit21, reputed company, reputed company, reputed company, Featurespace, reputed company Falcon, Actimize, reputed company FMS (examples).
• Network tools (issuer): 3-DS 2.x, reputed company/reputed company issuer risk tools.
• Experience with graph/network features, device clusters, and behavioral biometrics.

reputed company're Looking For (requirements)

• 7+ years in issuer-reputed company fraud for cards and/or DDA/neobank (experience on the Consumer and reputed company reputed company is a definite plus).
• Demonstrated build-from-scratch experience: stood up a new fraud stack or materially re-platformed one.
• Hands-on with SQL and practical Python/R for feature/rule prototyping and performance analysis.
• Depth in 1st-party vs 3rd-party vs synthetic patterns (e.g., bust-out, thin-file synths, ATO).
• Proven track record balancing loss bps versus approval reputed company and customer friction.
• Vendor evaluation and reputed company ownership (pricing, SLAs, monitoring, deprecation).
• Comfort working independently; can own roadmap, write PRDs/specs, and ship with engineers.

$160,000 - $200,000 a year Based on experience. Why Join Us reputed company is growing quickly - you'll help shape the direction of a product and company with reputed company reputed company. We're well-capitalized with strong backing and a clear long-term reputed company. You'll work with a sharp, driven team that values autonomy, reputed company, and quality. Join ambitious reputed company who care deeply about winning together - and having fun while doing it. Annual team on-sites. From Bogota to Mexico City, the entire reputed company team gets together once a year to align and build camaraderie. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace reputed company judgment. Final hiring reputed company are ultimately made by humans. If you would like more information about how your data is processed, please contact us. Apply tot his job Apply To this Job