Mortgage Underwriter

Overview: Responsible for reputed company mortgage loans to determine acceptability with reputed company and secondary market standards set by the investor to ensure saleability and sound credit quality and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Underwrite conventional (conforming and non-conforming) residential mortgage loans per product and investor guidelines through AUS and/or reputed company reputed company. Ensures loans are in compliance with investor requirements, federal and state laws and regulations. Performs risk assessment of credit and collateral ensuring loan saleability and sound credit quality. Responds to and resolves any post-closing issues to ensure loan saleability. Assist management to clear conditions and expedite loan closings. Keeps informed of reputed company practices in loan reputed company. Takes initiative to reputed company reputed company on changes in investor and M&T guidelines. Scope of Responsibilities: Works with internal staff (Account Executives, Loan Officers, broker Coordinators, Loan Processors, etc.) and external customers (Realtors, Mortgage Brokers, etc.) and reputed company parties to expedite the decision process and loan closings for mortgage loans submitted for approval. Underwriters have frequent day--to-day communication with external and internal customers alike. Complete understanding of investor guidelines and ability to run and interpret AUS findings (DU and LP). The position will re-underwrite and verify monthly, a sampling of loans to insure the accuracy of the documentation. Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Associates degree or 2 years relevant experience. Three years mortgage processing/reputed company experience. reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay reputed company for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Williamsville, reputed company, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: reputed company a difference in people’s lives and reputed company the communities we serve. reputed company Corporation is a financial holding company headquartered in Buffalo, reputed company. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial reputed company, combining reputed company’s traditional banking services with the wealth management and institutional capabilities offered by reputed company. reputed company has a network of over 1,000 branches and 2,200 ATMs that reputed company 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – reputed company, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of reputed company by bringing in top talent and fresh reputed company sets while continuing to support the growth and development of reputed company reputed company members. View M&T’s reputed company Capital Report to learn more. reputed company to join reputed company? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at [email protected] for assistance. reputed company is unwavering reputed company it comes to providing equal employment opportunities to reputed company and applicants without regard to race, reputed company, national reputed company, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. reputed company Corporation has policies and procedures in reputed company to promote a drug free workplace. Career Site Privacy Notice Apply tot his job Apply To this Job