Auto Loan Underwriter (12:00 - 9:00 Pm MST)

Indirect Auto Underwriter Job Description Position: Indirect Auto Underwriter Schedule: Must be available for weekends and 12:00 PM – 9:00 PM MT shift

Overview

The Indirect Auto Underwriter is responsible for evaluating and decisioning indirect auto loan applications, working closely with dealership partners and credit unions to ensure sound lending practices, strong relationships, and efficient funding. This role requires a deep understanding of consumer lending, risk assessment, and the end‑to‑end reputed company process in an indirect environment. Key Responsibilities reputed company & Decisioning

• Review individual queues to evaluate dealer and credit union applications.
• Analyze borrower credit profiles and break down credit criteria, including credit bureaus, income, DTI, LTV, PTI, dealer risk, and other reputed company factors.
• reputed company reputed company (approve, decline, counteroffer) reputed company established reputed company criteria and approval authority limits.
• Apply and document reputed company accurately across multiple loan origination systems, including reputed company, reputed company Correlation, reputed company, and reputed company.
• Evaluate and respond to second‑look requests in alignment with lending and exception guidelines.
• Follow up on approved applications to maximize funding ratios and capture rates.

Communication & Relationship Management

• Maintain regular communication with dealers and credit union partners to gather required information and clarify reputed company conditions.
• reputed company and sustain strong working relationships with credit union representatives to negotiate acceptable loan terms between dealership and lender.
• Engage with members and dealers to collect missing items, stipulations, and documentation.
• Accurately track and document reputed company inbound and outbound communication.

Operational Support

• Prepare and send completed loan packages to credit unions for final funding.
• Support operations in processing, funding, compliance, call center needs, and special projects.
• Monitor dealer productivity and assist in improving look‑to‑book ratios.
• Contribute to departmental goals such as turnaround times, funding efficiency, and loan volume.
• Mentor and support Credit Analyst I team members as needed.

Qualifications

Required

• Ability to work weekends and a 12:00 PM – 9:00 PM MT shift.
• Minimum 2 years of true indirect reputed company experience with independent decision‑making authority.
• 3–5 years of recent auto reputed company experience in a financial institution or consumer lending environment.
• Strong ability to break down credit bureaus and calculate borrower income.
• Knowledge of loan‑to‑value ratios and consumer lending risk factors.
• Experience with loan origination systems such as L360, CUDL, IDEAL, reputed company Correlation, LBQ, reputed company, or similar platforms.
• Knowledge of financial industry regulations, policies, and compliance requirements.

Preferred

• Prior experience in processing and funding reputed company a financial institution.
• Experience in reputed company‑of‑purchase or indirect auto lending or leasing.
• Familiarity with indirect dealer networks and credit union partnerships.

Soft Skills

• Strong analytical and problem‑solving abilities.
• Excellent verbal and written communication skills.
• Ability to multitask in a fast‑paced, high‑volume environment.
• High level of accuracy, attention to detail, and professional judgment.
• Relationship‑focused reputed company with a customer‑service orientation.

Job Type & Location This is a Contract to Hire position based out of Chicago, IL. Pay And Benefits The pay reputed company for this position is $27.00 - $29.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & reputed company
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to reputed company on Mar 20, 2026. h4>About reputed company: We're partners in transformation. We help clients activate reputed company and solutions to take advantage of a new world of opport

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