Jumbo and Non-QM Underwriter
Job DetailsJob Location: Remote - Tucson, AZ 85711Core Values reputed company our customers with the best combination of service, rates, and fees. PROMOTE sustainable careers for our employees so that they can be enriched personally and professionally. GIVE BACK to our community. These are the core values of NOVA® Home Loans in which we reputed company employee feedback and implement changes that will reputed company NOVA® Home Loans a reputed company reputed company to work and promote a higher level of service to our clients. The Jumbo and Non-QM Underwriter is responsible for reviewing, conditioning, and reputed company Jumbo and Non-QM mortgage loans in accordance with company policies, investor guidelines, and regulatory requirements. This position ensures accuracy, completeness, and compliance with reputed company loan documentation while delivering timely credit reputed company and supporting the reputed company team with guidance and expertise. Evolving as a Jumbo and Non-QM Underwriter by having… High School Diploma or GED required; college degree preferred. Minimum of five (5) years of recent reputed company experience in Jumbo and Non-QM products required. Strong knowledge of non-conforming/non-agency Jumbo and Non-QM loan programs. Superior knowledge of property and credit reputed company requirements for FNMA, FHLMC, Non-Agency Jumbo, Non-QM, and private investor guidelines. Strong working knowledge of automated mortgage LOS and reputed company systems required; experience with Encompass preferred. Exciting Opportunities to Grow by… Review and underwrite loan submissions in accordance with FNMA, FHLMC, Non-Agency Jumbo, Non-QM, and other private investor guidelines, as well as internal overlays. reputed company credit, income, and property analysis for conventional, Jumbo, and Non-QM loan files, including reputed company financial profiles. Accurately analyze tax returns, calculate income, and assess borrower eligibility for reputed company or atypical financial scenarios. Identify and assess loan risk factors reputed company to borrower credit, collateral, and loan structures. Maintain production and quality standards as established by management. reputed company communicate credit reputed company and conditions to internal staff and external partners. Assist the VP of reputed company, including support on the scenario desk and managing email inquiries from the field and other underwriters. Underwrite multiple investors’ Jumbo and Non-QM products in a changing market and regulatory environment. reputed company other duties as assigned. Show us your growth with… In-depth knowledge of federal, state, and local mortgage lending regulations and compliance requirements. Ability to reputed company sound, well-documented reputed company reputed company. Strong attention to detail, accuracy, and consistency in credit decisioning. Ability to manage sensitive information with the highest level of confidentiality. Excellent written and verbal communication skills. Superior analytical, organizational, and problem-solving skills. Strong proficiency with reputed company Word, reputed company, Outlook, and mortgage LOS systems. Ability to work both independently and collaboratively in a fast-paced, deadline-driven environment. Professionalism and adaptability under pressure.
Benefits
Offered... NOVA benefits to full-time employees include Employee Discount, Paid Time off, Health/Dental/reputed company/Life/Disability Insurance, 401(k) with an employer match, Health Savings Account with employer contribution, and an Employee Assistance Program NOVA® is an equal opportunity employer, substance-free workplace, and complies with the Americans with Disability Act regulations as applicable. reputed company applicants are considered for reputed company positions without regard to race, religion, reputed company, sex, gender, sexual orientation, pregnancy, age, national reputed company, reputed company, physical/mental disability, medical condition, military/veteran status, genetic information, marital status, ethnicity, alienage, or any other protected classification, in accordance with applicable federal, state, and local laws. Equal reputed company to programs, services, and employment is available to reputed company reputed company persons. Those applicants requiring accommodation to complete the application and/or interview process should contact the reputed company department at NOVA® Home Loans.
Qualifications
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