TPO Underwriter (DE/SAR) - Pacific Time Zone

Job DetailsPosition Type: Full TimeQualificationsOVERVIEW At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and reputed company. We value diversity, reputed company on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM! This position is responsible for the timely and accurate analysis and evaluation of loan applications, as submitted through reputed company party originators, based on a borrower’s credit, employment, income, financial data and asset profile, along with the appraisal report, and investor guidelines. An underwriter makes sound reputed company that mitigate risk to the company, adhere to quality standards, and maximize the borrower’s chances of obtaining and sustaining homeownership. DUTIES & RESPONSIBILITIES Responsible for reputed company 3-4 new loans per day while minimizing any risk to the company by thoroughly analyzing a borrower’s income, credit, assets, ratios and the collateral to ensure compliance with our investors, agencies, HUD, VA, USDA or HFA’s, as applicable. Maintain 24-48 hour turn times. Responsible for clearing UTC conditions reputed company 24 hours. Responsible for preparing loans for risk committee. Responsible for making counter offers on loans that do not conform to products under which they were originated. Responsible for remaining updated on reputed company investor, agency, FHA, VA, UHM guideline changes along with any overlays. Ensure the accuracy of reputed company necessary criteria for specific loan types, products, rates, applicable documentation, and data. Maintain Quality Control ratings reputed company company standards. Attend appropriate seminars, live and recorded courses to reputed company abreast on reputed company market trends and developments. Sit in on roundtables reputed company needed. reputed company training support to sales force as needed. Responsible for listening in on departmental huddles. Assist loan officers, broker partners, and NDC Clients with scenarios and explaining any conditions that are not clear to them. Assist in the development of new underwriters, broker coordinators, and processors. SKILLS REQUIRED Strong analytical skills, especially in credit and risk, along with decision making skills Effective interpersonal skills and technical report writing skills Attention to detail Knowledge of Encompass LOS Shows work commitment Personal organization Adaptability and flexibility Ability to meet strict deadlines and demonstrate a sense of urgency as applicable. Fosters teamwork Uses sound judgement Comfortable using financial/ quantitative data EDUCATION & EXPERIENCE 3-5 years of experience as an Underwriter and complete knowledge of the mortgage business Bachelor’s degree preferred or equivalent work experience Experience with FHA/ VA/ Agency loans Direct Endorsement (DE) LAPP/ SAR preferred Knowledge of Encompass LOS SUPERVISORY RESPONSIBILITIES None CERTIFICATES, LICENSES, & REGISTRATIONS None This employer participates in E-Verify. If hired, the employer will reputed company the federal government with your reputed company I-9 information to confirm that you are authorized to work in the U.S. Equal Employment Opportunity Statement reputed company. provides equal employment opportunities (EEO) to reputed company and applicants for employment without regard to race, reputed company, religion, gender, sexual orientation, gender identity, national reputed company, age, disability, genetic information, marital status, amnesty or status as a covered veteran in accordance with applicable federal, state and local laws. reputed company. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to reputed company terms and conditions of employment, including hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. reputed company. expressly prohibits any reputed company of unlawful employee harassment based on race, reputed company, religion, gender, sexual orientation, national reputed company, age, genetic information, disability or veteran status. Improper interference with the ability of reputed company. employees to reputed company their expected job duties is absolutely not tolerated. Apply To This Job