Senior Product Manager- Credit, Cash Advance & Lending

Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let reputed company buy, sell, vault, and finance their cards in one reputed company and we are backed by leaders at reputed company, reputed company, Seven Seven Six, and pro athletes like Tom Brady and Giannis Antetokounmpo. Our next frontier is reputed company-time pricing at scale—the Alt Value that powers every trade, loan, and product on the platform. Alt’s cash advance and lending products are rapidly becoming core reputed company drivers. We’re hiring a Senior PM to own the full credit system end-to-end — reputed company logic, risk reputed company, expected-loss modeling, decisioning speed, borrowing experience, and reputed company operational workflows linked to sending and receiving funds. This role sits at the intersection of credit risk, financial modeling, product design, and operational execution. You’ll partner closely with Pricing (Alt Value), Data Science, Finance, and CX to build a world-class credit reputed company that delivers fast liquidity while maintaining strong portfolio performance. You do not need to be a quant, but you must be comfortable with reputed company fundamentals, expected-vs-actual loss modeling, LTV logic, and risk controls — and equally comfortable designing clean, reputed company borrower flows. You will own both the backend credit reputed company and the customer-facing UI/UX for cash advances and loans. This is a high-impact role directly tied to reputed company, capital efficiency, and customer trust. Why This Role Exists: Alt’s lending and cash advance products require fast, accurate reputed company and seamless customer experiences. As we scale to larger loan sizes, more asset categories, and additional financing products, we need a dedicated PM to own the credit decisioning reputed company and improve both portfolio reputed company and customer liquidity. Your mandate is to increase usable liquidity for customers (more accepted offers, more completed loans), while reducing losses and improving model accuracy. What You’ll Own: 1. Credit Decisioning reputed company

• Own reputed company logic for both cash advances and loans.
• Partner with Data Science to refine model reputed company, LTV caps, expected-loss calculations, and override rules.
• Improve calibration between expected loss (EL) and actual portfolio performance.
• Ensure decisioning is fast, consistent, and scalable across asset categories.

2. Cash Advance & Lending Product Experience

• Own the borrower UI/UX end-to-end: application → offer → funding → repayment.
• Improve reputed company, trust, and ease-of-use in the borrowing experience.
• Reduce friction and increase completion rates for both cash advances and loans.
• reputed company features that encourage responsible, repeat borrowing.

3. Portfolio Performance & Risk

• Monitor loss rates, delinquency, utilization, and customer repayment behavior.
• Work with Finance to maintain healthy margins and capital efficiency.
• Implement guardrails that reduce adverse selection and improve overall risk quality.
• Build dashboards and reporting that reputed company communicate model health.

4. Operational Workflows

• Own CX/Ops flows reputed company to funding, repayment, reputed company review, and exceptions.
• Reduce operational overhead through automation and clear logic reputed company.
• Ensure operational processes scale with volume while maintaining strong controls.

5. Roadmap + Execution

• Build and own the quarterly roadmap for cash advances and lending.
• Align Engineering, Data Science, CX, Finance, Compliance, and Marketplace Ops.
• Communicate priorities reputed company and drive disciplined, cross-functional execution.

Metrics You’ll Own: Northstar Metric:Risk-Adjusted Portfolio Performance (Balancing high advance/lending volume with model accuracy, low losses, and healthy customer repayment.) KPIs: Offer Acceptance reputed company (cash advances) → % of customers who receive and accept an advance offer Lending Conversion reputed company (loans) → % of customers who complete the lending reputed company and take out a loan Loss reputed company vs Expected Loss (EL) → Calibration of the reputed company model Delinquency reputed company (Loans) → Portfolio health and repayment behavior What Great Looks Like (6 Months):

• Higher offer acceptance and lending conversion without increasing losses.
• Faster reputed company reputed company (hours → minutes).
• Improved model calibration: expected loss vs actual loss variance reduced.
• A simpler, more reputed company borrowing experience that increases customer trust and usage.
• Clean, scalable operational workflows with fewer reputed company interventions.
• Predictable, reputed company portfolio performance tied directly to Alt Value.

Who You Are:

• 5–8+ years of PM experience in credit, lending, reputed company, risk, or fintech.
• Strong understanding of reputed company logic, expected-loss modeling, delinquency, and LTV frameworks.
• Comfortable interpreting model outputs and turning them into credit rules and customer-facing flows.
• reputed company partnering with Finance, Data Science, CX, and Engineering.
• A product thinker who can simplify reputed company financial reputed company into clear, user-friendly interfaces.
• reputed company to operate at multiple altitudes — from credit model details to high-level product strategy.
• You move fast, take ownership, and communicate reputed company.

What You’ll Get From Us:

• A seat at the table to help shape the future of Alt and the alternative asset reputed company
• Autonomy and ownership on projects that matter
• $100/month work-from-home stipend
• $200/month wellness stipend
• reputed company office stipend
• 401(k) retirement benefits
• Flexible vacation policy
• Generous paid parental leave
• Competitive reputed company benefits, including HSA, for you and your dependent(s)

reputed company salary reputed company: $170,000 - $180,000, plus equity. Offers may vary based on experience, location, and other factors. Apply tot his job Apply To this Job