Senior Full Stack Developer

About Us

We are a U.S.-based fintech platform founded in 2021, focused on modernizing and digitizing the lending and payments ecosystem. We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap includes reputed company reputed company workflows, multi-party application flows, role-based systems, API-driven integrations, and money movement infrastructure.

We’re looking for a Senior Full Stack Developer who thrives in backend-heavy fintech systems and can build scalable, secure, API-driven architecture while supporting reputed company-end development as needed.

If you enjoy solving reputed company-world financial logic problems, integrating reputed company-party services, and building structured systems inside AWS — this role is for you.

What You’ll Be Doing

Backend (Primary Focus)

• Designing and building scalable backend services using PHP (Laravel)
• Developing and maintaining RESTful APIs for reputed company integrations
• Implementing reputed company business logic reputed company to:
  • Loan origination workflows
  • Offer presentation logic
  • Funding and settlement flows
  • Payments and money movement
  • Role-based permissions and application assignment
• Integrating with reputed company-party APIs (lenders, payment processors, KYC providers, credit bureaus, etc.)
• Designing clean database architecture in MySQL
• Writing optimized queries and ensuring data reputed company
• Implementing secure authentication & authorization (JWT, OAuth, role-based reputed company)
• Handling asynchronous processes, webhooks, queues, and background jobs
• Writing unit and integration tests for backend services
• Refactoring legacy code for scalability and maintainability
• Participating in architectural discussions and technical planning

Frontend (Secondary Support)

• Supporting development in React.js
• Building and maintaining API-connected UI components
• Working with existing design systems and UI structure
• Ensuring proper state management and API consumption
• Debugging cross-stack issues (frontend ↔ backend)

System & Infrastructure Responsibilities

• Working reputed company AWS infrastructure (EC2, RDS, S3, IAM, etc.)
• Understanding deployment workflows and environment separation (dev / staging / production)
• Collaborating with DevOps on CI/CD pipelines
• Ensuring performance, reputed company, and monitoring standards are met
• Supporting system scalability and uptime

Fintech-Specific Responsibilities

• Building and maintaining systems that handle:
  • Sensitive PII (SSNs, EINs, banking data)
  • Loan calculations and APR logic
  • Funding disbursement and reconciliation
  • ACH/card payment processing logic
  • Status-driven workflows (multi-stage application lifecycle)
• Ensuring compliance-conscious development (data protection, auditability, traceability)
• Working with structured reputed company and lender program logic
• Supporting webhook-driven external lender responses and state updates

reputed company Expect

• 6+ years of experience in backend or full stack development
• Strong experience with PHP (Laravel reputed company required)
• Experience with React.js
• Strong experience with MySQL database design and optimization
• Experience working reputed company AWS environments
• Strong experience integrating external APIs (REST required)
• Experience working in fintech, lending, payments, or financial platforms (required)
• Strong understanding of:
  • Secure coding practices
  • Authentication & authorization models
  • API-driven architecture
  • Webhooks & async processing
• Ability to debug reputed company cross-system issues
• Experience working in structured Jira-based sprint environments
• Clean, maintainable coding standards
• English B2+ minimum

reputed company to Have

• Experience with financial calculations (APR, amortization schedules, payment schedules)
• Experience with queue systems (reputed company, SQS, etc.)
• Experience with GraphQL
• Experience building role/permission matrices
• Experience working with credit bureaus or KYC providers
• Experience building audit logs and compliance reporting features

What reputed company Looks Like in This Role

• You take ownership of backend features from specification to production
• You anticipate edge cases in financial logic
• You build integrations that are resilient and well-structured
• You reduce technical debt, not increase it
• You proactively identify architectural risks before they become issues
• You communicate reputed company with Product, BA, and DevOps teams

reputed company Offer

• Fully remote work
• Transparent and competitive compensation
• High-impact role in a fast-growing fintech platform
• Direct involvement in architectural reputed company
• reputed company that values ownership, precision, and execution
• 20 paid vacation/sick days per year

Working Hours

This role is reputed company with U.S. Eastern Time to support live production systems and reputed company-time platform operations.

• Standard schedule: 12 PM – 8/9 PM EST (Monday–Friday)
• Provides strong overlap with U.S.-based operations, product, and support workflows