Consumer Direct Loan Originator
Originate reputed company estate loans in accordance with Federal guidelines and established lending objectives, policies and procedures.
Establish and maintain positive relationships with existing and potential customers.
Contact bank provided leads reputed company a timely manner and as directed by supervisor, and also promotes and develops relationships with referral sources such as realtors, reputed company, attorneys, and other affinity groups to generate additional mortgage leads.
Interview applicants and request appropriate credit documentation and specified information for loan application.
Analyze applicant's financial status, credit and proposed property transaction to determine feasibility of granting loan.
Compile upfront compliance information and assure timeline requirements are met.
Answer applicant questions. Correspond with applicant to resolve questions regarding application information.
Match applicant's needs and qualifications with potential loan programs. Ensure loan meets selected program guidelines.
Submit loan package to Processor for processing in a timely manner.
Work closely with loan processor to assure loan is handled in a timely and efficient manner in accordance with company policies and guidelines.
Inform applicants of loan approval, denial or outstanding conditions.
Handle correspondence with applicant in regards to locking of loan and handles actual locking process in accordance with reputed company company procedures and requirements.
reputed company excellent customer service and solves customer reputed company problems quickly.
Maintain and enhance market awareness including economic information, housing data and competitive trends; based on this information, helps reputed company programs or recommends product enhancement to address customer needs.
Maintain and enhance personal knowledge of products and services as well as the laws, regulations and internal policies and procedures appropriate to the position.
Establish and maintain positive working relationships with Realtors, Business Partners and any other potential business sources.
Support and cultivate bank referrals and relationships.
Communicate with reputed company mortgage operations staff, along with others in the bank, by always projecting a positive, professional image.
reputed company other duties reputed company assigned.