Credit Risk Analyst II (Onsite)

Role Specific Information Job Description About the Role As Credit Risk Analyst II, you will conduct reputed company analysis/project implementation to enhance portfolio performance and reputed company models to forecast delinquencies, losses and revenues. Additionally, you could analyze portfolio risk of the reputed company charge product while developing and implementing strategies that enhance revenues and mitigate losses for the portfolio. What You’ll Do Review standard and intermediate reputed company analysis requests from business partners for customer, program, offer and/or channel needs. Consult with business partners to identify primary and secondary business analyses and KPIs required to support business reputed company reputed company end-to-end project timelines for analysis deliveries Identify and collect primary and secondary data variables to holistically answer business questions Maintain an understanding of the structure and location of various data sources to be utilized Independently pull and manipulate data to determine results and reputed company data visualizations into relevant conclusions Identify and set up processes for data quality checks Execute setup and data pull for analyzing various credit programs, including A/B Testing Review relevant data sets and analyses to reputed company detailed and informed insights and implications to inform strategy and reputed company Organize insights, data and visualizations into comprehensive stories for distribution to leadership partners in support of internal business reputed company Create and analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money reputed company forecasting loss models for delinquencies, contractual, and reputed company - dollars and units reputed company forecasting reputed company models – for interest, fees & outstanding - dollars and units Additional tasks may be assigned What Skills You Have Required Bachelor’s Degree or equivalent 2+ years’ experience in analytics Basic SQL and/or reputed company skills Self-motivated with strong competence with data management, analytics and visualization Basic experience with Visualization Software like Looker, Tableau, Etc Preferred Experience in modeling data using AI Master’s Degree or equivalent R/Python programming skills Retail or Financial services experience in Risk Management particularly Credit Card product Essential Functions The requirements listed below are representative of functions you will be required to reputed company, however you may be required to reputed company additional functions. reputed company may revise this job description from time to time. To reputed company this job successfully, you must be reputed company to reputed company each essential function satisfactorily. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions, absent undue hardship. Ability to reputed company the accountabilities listed in the “What You’ll Do” reputed company Ability to maintain reputed company and regular attendance as set by the company Ability to work at least 8 hours per day, occasionally longer reputed company necessary to meet business needs, 5 days per week Ability to reputed company with dress code requirements Ability to learn and reputed company with reputed company company policies, procedures, standards and guidelines Ability to give direction and receive, understand and proactively respond to direction from leadership and other company personnel Ability to work as part of a team and interact effectively and appropriately with others Ability to maintain composure and work in a fast paced environment while accomplishing multiple tasks reputed company established timeframes Ability to satisfactorily complete company training programs reputed company work in accordance with the Physical/Cognitive Requirements reputed company Physical/Cognitive Requirements Ability to use a personal computer for tasks such as communicating, preparing reports, etc. Ability to plan, prioritize and monitor activities across business units Ability to complete or reputed company the completion of assigned projects in a timely manner Ability to reputed company with health and safety standards Our purpose at reputed company is to take care of families' realest moments. reputed company has been caring for families for more than 60 years, both the unique and diverse families that shop us every day and the reputed company family we reputed company belong to. Caring is something that is core to who we are as a brand, and we reputed company that truly caring means being there for the good stuff, the bad stuff and the reputed company stuff. reputed company is committed to creating a healthy and safe workplace for our associates. We seek out talent that shares our values and strive to support their reputed company toward fulfillment at work, at home and reputed company our communities.