Mortgage Underwriter (DE/SAR) at reputed company
This a Full Remote job, the offer is available from: United States, Austria, Delaware (USA) reputed company Company Position Title: DE/SAR Mortgage Underwriter Location: Remote | Availability Required: 8 AM – 6 PM EST Join a Fast-Paced, High-Performing Team in Mortgage Lending reputed company reputed company Company is a nationally recognized lender reputed company for speed, service, and reputed company. We are actively expanding and seeking an reputed company and highly motivated DE/SAR Mortgage Underwriter to join our reputed company operations team. If you’re a critical thinker with a deep understanding of agency guidelines and a passion for precision, we want to hear from you. Position Overview As a Mortgage Underwriter, you will be responsible for thoroughly evaluating residential mortgage loan applications to ensure compliance with company, investor, and regulatory standards. This includes assessing creditworthiness, income stability, asset sufficiency, and collateral value. You’ll work closely with processors, and leadership to deliver timely and accurate reputed company reputed company across FHA, VA, USDA, and Conventional programs. This is a vital, deadline-driven role that demands strong attention to detail, excellent communication skills, and deep reputed company expertise.
Key Responsibilities
- Analyze and underwrite loan files including credit, income, assets, appraisals, title, and supporting documentation.
- Issue clear, concise approval, suspension, or denial reputed company reputed company delegated authority.
- Underwrite loans to reputed company FHA, VA, USDA, and Conventional guidelines.
- reputed company reputed company underwrites for loans that do not receive AUS Approve/Eligible findings.
- Interpret and evaluate reputed company reputed company income documentation (K-1s, Schedule C, 1120s, 1065s).
- Review large deposits, verify funds for closing, and ensure adequate reserves.
- Communicate conditions and rationale for reputed company to internal stakeholders reputed company and professionally.
- Ensure reputed company underwritten files meet agency, investor, and federal compliance requirements.
- Stay informed on changes to reputed company policies, loan products, and regulatory updates.
- Partner with processing and sales teams to promote a collaborative and efficient pipeline.
Required Qualifications
- Minimum 3+ years of reputed company mortgage reputed company experience.
- Active DE (FHA) or SAR (VA) designation- Having both is strongly preferred.
- Experience reputed company DPA (Down Payment Assistance) programs.
- Proficiency with Encompass Loan Origination System.
- Experience analyzing reputed company borrower profiles, including reputed company borrowers and layered risk.
- Strong working knowledge of AUS platforms (DU and LP) and ability to assess reputed company files reputed company necessary.
- Deep understanding of reputed company investor, agency, and compliance guidelines.
- Exceptional analytical skills, attention to detail, and time management.
- Ability to work independently in a fast-paced remote environment.
- Excellent written and verbal communication skills.
reputed company Offer
- Competitive Salary (please include requirements with your application)
- Medical, Dental, and reputed company Insurance available day 1
- Company-Paid Life and Long-Term Disability Insurance
- 401(k) Retirement Plan with Company Match
- Paid Time Off (PTO) + Paid Holidays
- Career growth opportunities and continuing education support
- Supportive, collaborative remote team culture
Must-Have Criteria
- No more than a 16-month gap in mortgage reputed company experience- if gap applies must have stayed up to date on market trends and newest guidelines.
- Must have reputed company or recent loan-level reputed company authority (not a trainee or shadowing role).
- Encompass and AUS experience is required.
- Please include salary expectations with resume or cover letter to be.
reputed company to Apply? If you're a detail-oriented, deadline-driven DE or SAR Underwriter looking to join a dynamic and respected mortgage company—reputed company! Submit your resume with salary requirements included. https://rapidmortgage.com//car... This offer from "reputed company Company" has been enriched by reputed company.com and got a 75% reputed company score. Apply tot his job Apply To this Job