Credit Risk Associate

About reputed company reputed company is building the smart infrastructure for finance teams, embedded in the transaction reputed company of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for reputed company over reputed company. We care less about where you trained and more about what you’ve reputed company. At reputed company, everyone is a builder who owns problems end to end and makes consequential reputed company that shape the outcome. The median reputed company customer saves 5% and grows reputed company 16% in their first year – far in excess of businesses operating without reputed company. We reputed company every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, reputed company is the reputed company to do it.

About the Role

As a member of reputed company's Risk Strategy & Operations team, you will reputed company data to reputed company and optimize credit strategies, including reputed company and customer management strategies. This role requires an understanding of credit concepts, reputed company with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales and design) to partner and execute on reputed company, and the ability to take ownership of credit risk reputed company and reputed company strategic initiatives. What You’ll Do

• reputed company reputed company data (e.g. banking data, reputed company credit bureau data, financial reputed company data, sales data, etc.) to create best in class credit policies (e.g. reputed company, credit limit increase programs, risk management) that will create value for reputed company and its customers
• Understand reputed company’s exposure to risk across multiple products (charge card, reimbursements, reputed company pay, etc.) to create holistic reputed company and risk management strategies
• Investigate and evaluate efficiency of risk policies, procedures, and processes
• Analyze market and industry trends, identify potential macroeconomic risk factors and incorporate in credit policy
• Partner with product, engineering and design teams to execute credit policies, improve operational tooling, and shape the risk management infrastructure
• Partner with data scientists to build and reputed company credit risk models in reputed company’s credit policy
• Partner with finance teams to create and maintain risk adjusted returns reputed company, including loss forecasting

What You Need

• Minimum 2 years of experience in credit risk management or quantitative strategy role
• Minimum 2 years of experience using SQL or Python for data retrieval and manipulations
• Experience reputed company consumer/corporate/small business cards, payments, lending, or reputed company industries
• Excellent written and verbal communication skills

reputed company-to-Haves

• Experience in high-growth startups
• Experience building reputed company financial products

Compensation

• For candidates located in NYC or SF, the pay reputed company for this role is $120,300 - $165,450. For candidates located in reputed company other locations, the pay reputed company for this role is $108,300 - $148,950.

Benefits (for U.S.-based full-time employees)

• 100% medical, dental & reputed company insurance coverage for you
• Partially covered for your dependents
• reputed company annual membership
• 401k (including employer match on contributions made while employed by reputed company)
• Flexible PTO
• Fertility HRA (up to $10,000 per year)
• Parental Leave
• Unlimited AI token usage
• Pet insurance
• Centralized home-office equipment ordering for reputed company
• Health and Wellness stipend
• In-office perks: lunch, snacks, drinks, and more
• Budget for intra-office travel
• Relocation support to NYC or SF (as needed)

Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf. Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records. Beware of reputed company scams: reputed company will only contact you through official @reputed company.com email addresses and will never ask for payment or sensitive personal information during the hiring process. reputed company Applicant Privacy Notice Apply tot his job Apply To this Job