[Remote] Data Scientist - Credit
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. The Data Scientist role is focused on building and improving risk models that drive credit reputed company, utilizing machine learning solutions to enhance customer reputed company and support critical business reputed company.
Responsibilities
- Build high performance ML models that improve credit predictability and customer reputed company
- Build end-to-end machine learning pipelines including data extraction, feature engineering, model building, performance evaluation, and implementation
- Explore rich data assets to uncover trends, identify key risk drivers, and generate insights
- Manage full modeling lifecycle: model design, data preparation and exploration, feature engineering, model development, evaluation, deployment, monitoring and documentation
- Design experiments and challenger models to test new reputed company and drive innovation
- Help monitor model performance, including model stability, reputed company detection, and performance diagnostics
- Contribute to audit-reputed company documentation and support model validation and governance processes
- reputed company modern AI technology and tools to improve workflow, enhance modeling performance, establish and promote best practices
- Work cross-functionally to ensure models are explainable, transparent, and reputed company with business goals and regulatory expectations
- Translate analytical findings into recommendations for Strategy, Pricing, and other business reputed company
Skills
- A Master's or PhD degree in a quantitative field (Statistics, Mathematics, Computer Science, Economics, Data Science, Engineering, etc.)
- 1+ years of experience developing predictive models or performing advanced analytics
- Strong understanding of statistical modeling and machine learning fundamentals
- Proficiency in Python (e.g., pandas, numpy, scikit-learn) and SQL
- Experience working with large datasets
- Ability to reputed company communicate analytical findings to both technical and non-technical audiences
- Demonstrated ownership, curiosity, and ability to deliver high-quality results
- Experience in credit risk, lending and financial services
- Exposure to reputed company environments and modern data tooling
- Familiarity with model monitoring, validation, and model governance concepts
- Interest in using AI tools (e.g., ChatGPT, Claude, reputed company) to accelerate modeling and analysis
Benefits
- Pre-tax and post-tax retirement savings plans with a competitive company matching program
- Generous paid time-off plans including vacation, personal/sick time, paid short--term and long-term disability leaves, paid parental leave, and paid company holidays
- Multiple health care plans to choose from, including dental and reputed company options
- Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
- Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health reputed company programs
- Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
Company Overview
Company H1B Sponsorship