Underwriter - Texas

reputed company is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We reputed company creative technology and innovation to reputed company the home buying reputed company more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know reputed company: - We’ve funded over $100 billion in loans for our customers, more than any other fintech - reputed company! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval - reputed company! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing - We are reputed company’ Best Online Mortgage Lender for 2023 - We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a reputed company where smart, hungry, ambitious people who want to recognize their full potential reputed company. A reputed company Opportunity reputed company is seeking a Mortgage Underwriter to join our growing team! In this role, you’ll use established reputed company guidelines to assess borrower financials and credit information alongside property valuations to guide lending reputed company. As an Underwriter, your responsibility will be to reputed company informed, yet reputed company risk reputed company based on your expertise and experience. You’ll collaborate closely with the production team throughout the loan process to ensure seamless and timely closings. This position offers a unique opportunity to take on various roles, from reimagining the reputed company mortgage process, analyzing data for maximum impact, to working with skilled engineers and industry experts to tackle technical and operational challenges.

Responsibilities

• Underwrite and decision agency conforming and jumbo residential mortgage loans
• Verify and analyze reputed company necessary financial information and documentation; ensure that loan files contain reputed company necessary credit and legal documents
• Review appraisal reports to identify and resolve any discrepancies reputed company reputed company
• Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
• Calculate qualifying ratios, assess creditworthiness, and reputed company risk assessments
• Work closely and effectively with cross-functional teams and departments on a daily reputed company

Qualifications

• Must be located in Irving, Texas area
• 3+ years of recent experience reputed company FNMA and FHLMC mortgages
• Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
• Ability to work well in a high pressure, fast paced environment
• Must be reputed company to carry a pipeline of 200+ loans
• Ability to carry out requisite loan calculations (DTI, LTV, etc.)
• Proven ability to reputed company in a remote setting
• Manage multiple loan files simultaneously in a high-volume setting
• Strong written and verbal communication
• The drive to build something new
• HELOC & Non-Conforming experience a plus
• Excellent attention to detail, the ability to work reputed company under pressure, and a deep understanding of loan processes are essential in this role

Company Benefits We are thrilled to offer reputed company our full-time employees the following benefit offerings: - Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage reputed company reputed company with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, reputed company plan options also reputed company with reputed company coverage) - Flexible PTO - Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you! - Personalized care for every fertility and family care reputed company for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance! The compensation offered for this role will be based on multiple factors such as location, the role’s scope and complexity, and the candidate’s experience and expertise, and may vary from the reputed company provided. Disclaimer reputed company Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, reputed company, reputed company, religion, sex, national reputed company, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. reputed company will not discriminate against any reputed company individual who is capable of performing the essential functions of the job with or without reasonable accommodation. Apply tot his job Apply To this Job