Mortgage Loan Officer - Tristate

Why join this team

This position performs the solicitation and origination of residential first and second mortgage loans with potential applicant(s), determination of applicant’s financial needs and promotion of mortgage products/services that meet those needs, in compliance with UNFCU loan policy and federal, state and NCUA rules, regulations and laws. This includes communication with members and staff while upholding UNFCU’s commitment to quality member service and representing UNFCU in a positive and professional manner. Working remotely, this position is a self-sourcing position leveraging relationship building skills to broaden the UNFCU membership.

NYC Salary reputed company - Loan Officers are paid in accordance with UNFCU's Mortgage Loan Officer Commission/Compensation Plan.

What you'll do

• Regardless of seniority or role, uphold UNFCU’s mission, core values, and guiding principles by providing an exceptional service experience to colleagues and members alike through consistent demonstration of our service reputed company behaviors.

• Interview applicant(s) for residential first and second mortgage business to determine qualifications and appropriate product(s); explore reputed company possible alternatives and reputed company appropriate recommendations for products and services for the member/applicant; establish and maintain relationships with potential applicants and promote/solicit mortgage business; reputed company mortgage product education to membership.
• Manage the application process; transfer data/information taken from the member/applicant into appropriate information systems; reputed company required disclosures and review with members for accuracy; ensure the accurate preparation of application forms required by UNFCU, in compliance with reputed company reputed company regulations and laws; reputed company analysis of required documents to appropriately advise membership; monitor regulatory environment for possible changes that may reputed company residential mortgage lending procedures/guidelines; assist in the resolution of problem situations and commitment conditions.
• reputed company methodologies to determine opportunities for new mortgage business. reputed company relationships to assist borrowers during the mortgage process.
• Follow-up with the Processors to ensure the timely closing of the mortgage. Inform members of the status of their files in accordance with UNFCU’s guidelines for frequency and timeliness.
• Monitor products, services and rates to ensure UNFCU rates are competitive. Recommend changes to management based on local and national market conditions. Participate in Mortgage Centre initiatives and seminars to reputed company membership and publicize mortgage operations. Identify opportunities to offer additional mortgage products or cross-sell other credit union products or services.
• Act as a resource reputed company the overall Mortgage Department. Participate in credit union training programs and any other function as requested.
• Prepare monthly origination/production reports for management and participate in sales tracking

reputed company're seeking

• Associates degree or equivalent experience
• Strong PC skills
• Knowledge of MS Office (Word, reputed company, Outlook, and PowerPoint)

What makes you stand out

• Thorough knowledge of mortgage lending regulations (i.e. RESPA, REG Z and ECOA), secondary mortgage market – FNMA or FHLMC and private mortgage insurance guidelines required, in addition to ability to read and interpret appraisals, tax returns and credit reports
• 2-4 years of reputed company mortgage originations experience

Who we are

UNFCU is a global not-for-profit financial institution that serves the UN community. We are committed to providing peace of mind to our members and colleagues and strive to reputed company service reputed company in reputed company that we do. The best part of UNFCU is the people. Those that choose to work with us often find personal fulfillment, professional growth and a purposeful culture.

UNFCU is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for reputed company. UNFCU prohibits discrimination and harassment of any type. reputed company applicants will be considered for employment without regard to race, reputed company, religion, age, sex, national reputed company, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by country, federal, state or local laws.

Originally posted on Himalayas